FAB Z Credit Card

StandardVisa

Verified 1 day ago

Annual Fee

Free

No annual fee — ever

Benefits

💳

GeneralPrimary

1X points (0.3% effective)

Up to 312,000 points/month

1 FAB Reward per AED 1 spent on retail. FAB Rewards redeemable as cashback at ~AED 0.003/point.

Redeem for: redemption (0.003 AED/pt)

🎬

Entertainment

20% cashback

Up to AED 50/month

20% cashback on streaming services (YouTube, Shahid VIP, Spotify, PlayStation, Xbox, Netflix). Capped at AED 50/month. Requires AED 3,000 prior month spend.

💡

Utilities

0.5X points (0.15% effective)

Up to 312,000 points/month

0.5 FAB Rewards per AED 1 on special/restricted categories.

Redeem for: redemption (0.003 AED/pt)

Eligibility

Minimum income: AED 5,000/month
Age: 21–65 years
Residency: UAE residents only
Employment: Salaried & Self-employed

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Data Source

Source: First Abu Dhabi Bank product page

Last verified: 1 Jun 2026

Card data is refreshed every 6 hours and verified against bank websites.