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Annual Fee
Waived if you spend AED 24,000/year
Includes 5% VAT
Benefits
Up to 83,500 points/month
33.5 FAB Rewards per AED 1 (~10%) on school-related spends (MCC 8299: bus, canteen, uniform, extracurricular). Capped at 83,500 FAB Rewards/month.
Up to 3% advance tuition discount on GEMS school fees (3% full-year prepay; 1.9% two-term prepay; 0.8–1.1% single-term).
Complimentary airport lounge access (8 visits per year).
6.5 FAB Rewards per AED 1 (~2%) on international (non-AED) spending.
3.5 FAB Rewards per AED 1 (~1%) on domestic spending.
0.5 FAB Rewards per AED 1 (~0.15%) on restricted MCCs.
Eligibility
- Minimum income
- AED 8,000/month
- Age
- 21–65 years
- Residency
- UAE residents only
- Employment
- Salaried & Self-employed
Data Source
Source: First Abu Dhabi Bank product page
Last verified: 1 Jun 2026
Card data is refreshed every 6 hours and verified against bank websites.