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Annual Fee
Includes 5% VAT
Benefits
Up to AED 150/month
5% cashback on supermarkets (MCC 5411). Capped at AED 150/month.
Up to AED 150/month
5% cashback on dining (MCC 5812, 5813). Capped at AED 150/month.
Up to AED 150/month
5% cashback on apparel (MCC 5611, 5621, 5641, 5651, 5655, 5691). Capped at AED 150/month.
Complimentary airport lounge access (Visa Signature, 8 visits per year)
3% cashback on international (non-AED) transactions.
1% cashback on other domestic spends.
0.15% on restricted MCCs (government, utilities, fuel, education, transit, insurance, charities, etc.)
Eligibility
- Minimum income
- AED 5,000/month
- Age
- 21–65 years
- Residency
- UAE residents only
- Employment
- Salaried & Self-employed
Data Source
Source: First Abu Dhabi Bank product page
Last verified: 1 Jun 2026
Card data is refreshed every 6 hours and verified against bank websites.