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Annual Fee
Waived if you spend AED 48,000/year
Includes 5% VAT
Benefits
Up to 150,000 points/month
150 ADNOC points per AED 1 (15%) at ADNOC stations. Capped at 150,000 points/month.
Up to 100,000 points/month
30 ADNOC points per AED 1 (3%) on Salik / DARB / Mawaqif. Capped at 100,000 points/month.
20 ADNOC points per AED 1 (2%) on international (non-AED) spending.
Up to 100,000 points/month
10 ADNOC points per AED 1 (1%) on supermarket / grocery. Capped at 100,000 points/month.
10 ADNOC points per AED 1 (1%) on all other retail.
1.5 ADNOC points per AED 1 (0.15%) on restricted MCCs.
Eligibility
- Minimum income
- AED 5,000/month
- Age
- 21–65 years
- Residency
- UAE residents only
- Employment
- Salaried & Self-employed
Current Promotions
300,000 ADNOC Reward Points (AED 300 value) after AMF payment and 2nd statement. Promotional period for cards issued 18 Dec 2025 to 17 Dec 2026.
New customers only
Data Source
Source: First Abu Dhabi Bank product page
Last verified: 1 Jun 2026
Card data is refreshed every 6 hours and verified against bank websites.