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Yes First Exclusive Credit Card
Annual Fees
999
Add to Compare
Percentage Savings range
1.25%
Use for travel and dining
Reward Type
Reward Points
Welcome Benefits
*
Minimum Income
18L
Lounge Access
3 per quarter
Rewards
Core Rewards :
- 12% RP 24 Reward points per Rs. 200 on Travel & Dining Category
- 3% 12 Reward points per Rs. 200 on online and offline transactions
- Accelerated points on travel and dining are capped at 5,000 per month.
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : N/A
No rewards on spends : Wallet, Fuel
Rewards Redemption
How to Redeem :
- Redeem reward points for vouchers and airmiles
Redemption options : Vouchers, Airmile
Redemption fee : Nil
Transfer partners :
- Intermiles
- Air Vistara (CV Points)
Complementary Benefits
Lounge access :
- Domestic Lounge : 3 per quarter
- International Lounge : 6 per year
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : 10L
- Personal accidental insurance : 50 L for emergency hospitalisation on international trip
- Air accidental insurance : 3 Cr.
Other Benefits :
- Lounge Membership : PriorityPass - International Lounge Access
- Memberships Available With Cards : N/A
- Spa Benefits : N/A
Golf Benefits :
- Lessons : 1 per calendar year
- Games : 4 per calendar year
Fees
Joining fees : 999
Annual fees : 999
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 1.75%
Fee reversal criteria : Joining Fees- Spend Rs. 75,000 in first 90 days; Annual Fees- spend 4L in a year
Eligibility
Minimum age : 21
Minimum ITR : 18L
Minimum Salary : 2L per month
Yes First Exclusive Credit Card Welcome Benefits
- Welcome benefits: The welcome benefits for the Yes First Exclusive Credit Card typically include exclusive privileges, dining and travel offers, reward points, and possibly cashback, enhancing the cardholder's experience. Please note that specific details may change over time, so it's recommended to check with Yes Bank or the card issuer for the most up-to-date information.
Yes First Exclusive Credit Card Reward Points/Cashback
- Core Rewards:
- Earn 6 Reward Points for every Rs. 200 spent on selected categories.
- Get 12 Reward Points for every Rs. 200 spent on all other transactions.
- Enjoy 24 Reward Points per Rs. 200 spent on travel and dining.
- Receive a 25% discount on movie tickets booked via BookMyShow, with a monthly cap of Rs. 250.
- Access dining offers in select cities through the Yes Privileges portal.
Yes First Exclusive Credit Card Reward Point Redemption
- Welcome Benefits: Exclusive welcome gifts, airport lounge access, and more.
- Core Rewards: Earn Reward Points on various categories of spending.
- Movie & Dining: Enjoy discounts and offers on movie tickets and dining.
- Rewards Rate: Earn Reward Points on different spending categories.
- Reward Redemption: Redeem points for travel, vouchers, and even Airmiles.
- Travel: Complimentary lounge access and travel offers.
- Golf: Complimentary rounds of golf and lessons.
- Insurance Benefits: Coverage for air accidents, medical emergencies, and credit shield.
- Zero Liability Protection: Protection against unauthorized transactions.
- Charges and Fees: Details on fees and markup charges.
- Spend Based Waiver: Information on how to waive annual fees.
Pros of Yes First Exclusive Credit Card
- Luxurious Welcome Benefits: Exclusive welcome gifts and privileges upon joining.
- High Reward Points: Generous Reward Points, especially on dining and travel.
- Entertainment Discounts: 25% off on movie tickets and dining offers.
- Lounge Access: Complimentary access to domestic and international lounges.
- Golf Benefits: Complimentary rounds of golf and lessons at select golf courses.
- Insurance Coverage: Coverage for air accidents, medical emergencies, and credit shield.
- Zero Liability Protection: Protection against unauthorized transactions.
- Global Acceptance: Widely accepted at millions of merchants worldwide.
Cons of Yes First Exclusive Credit Card
- Annual Fee: The card comes with an annual fee.
- Income Eligibility: Requires a high income for eligibility.
- Exclusive Membership: Limited to select customers meeting eligibility criteria.
Yes First Exclusive Credit Card Benefits
- Luxurious Welcome Benefits: Exclusive welcome gifts and privileges upon joining.
- High Reward Points: Generous Reward Points, especially on dining and travel.
- Entertainment Discounts: 25% off on movie tickets and dining offers.
- Lounge Access: Complimentary access to domestic and international lounges.
- Golf Benefits: Complimentary rounds of golf and lessons at select golf courses.
- Insurance Coverage: Coverage for air accidents, medical emergencies, and credit shield.
- Zero Liability Protection: Protection against unauthorized transactions.
- Global Acceptance: Widely accepted at millions of merchants worldwide.
Yes First Exclusive Credit Card Charges and Fee
- Annual Fee: The Yes First Exclusive Credit Card comes with an annual fee. Specific details regarding the fee amount and any waivers available may vary, so it's advisable to check with Yes Bank or the card issuer for the most up-to-date information.
- Interest Rates: Details regarding the interest rates associated with the card, including the annual percentage rate (APR) for purchases, cash advances, and balance transfers.
- Other Charges: Additional fees or charges that may apply to specific transactions or circumstances, such as late payment fees, cash advance fees, and foreign transaction fees.