• Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your Standard Chartered Ultimate Credit Card.
• Explore premium choices in travel, clothing, footwear, and shopping.
• Your gateway to luxury and rewards begins with this exclusive welcome offer.

The Standard Chartered Ultimate Credit Card offers:

• Movie and dining benefits with free movie tickets and dining discounts.
• Reward rate of 2.5% on groceries, dining, movies, and department store spending.
• Redemption options for gift vouchers or statement balance.
• Complimentary travel memberships and airport lounge access.
• Golf privileges and insurance coverage.
• Core rewards of 4% on transactions, 5X points on select categories, and 2% on other spends.
• Milestone rewards on annual spending.
• No rewards on wallet transactions.

You can easily redeem your reward points with the Standard Chartered Ultimate Credit Card:

• Redemption Options: You can use your reward points for gift vouchers and statement cash.
• Redemption Fee: There is no fee for redeeming your points.
• Transfer Partners: The card does not offer any transfer partners.
• Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.

• Attractive welcome benefits worth Rs. 5,000.
• Access to domestic and international airport lounges.
• Competitive reward rates on dining, groceries, and department store expenses.
• Lucrative milestone rewards for high spenders.
• Enjoy two complimentary movie tickets each month.

• High annual fee.
• Limited movie and dining benefits.
• Caps on cashback for certain categories.
• Limited travel benefits compared to some premium cards.
• Complex reward point redemption process.
• High interest rates.
• Foreign exchange markup fee for international transactions.
• No specific movie or dining perks.
• No monthly or quarterly rewards.
• Cap on cashback for fuel transactions.

• Lounge Access:
  • Domestic Lounge: 4 visits per quarter.
  • International Lounge: 1 visit per month.
  • Railway Lounge: Not available.
• Insurance Benefits:
  • Lost Card Liability: Coverage up to the credit limit.
  • Personal Accidental Insurance: Not provided.
  • Air Accidental Insurance: Not provided.
• Other Benefits:
  • Lounge Membership: PriorityPass for international lounge access.
  • Golf Benefits:
    • Lessons: 1 free lesson per month.
    • Games: 1 free round of golf per month.
  • Spa Benefits: Not available.

• Joining Fees: Rs. 5,000
• Annual Fees: Rs. 5,000
• Welcome Benefits: Not Applicable
• Quarterly Benefits: Not Applicable
• Annual Benefits: 5,000 Reward Points
• Forex Markup Charges: 2%
• Fee Reversal Criteria: Not Applicable
• Spend-Based Waiver: None
• Rewards Redemption Fee: Rs. 99
• Foreign Currency Markup: 2% (3.5% charged at the time of the transaction and 1.5% cashback within 60 days)
• Interest Rates: 3.75% per month (45% annually)
• Fuel Surcharge: 1% fuel surcharge is applicable.
• Cash Advance Charges: 3% of the transacted amount, subject to a minimum fee of Rs. 300.
• Add-on Card Fee: Nil