Rewards
Core Rewards :
  • 2 Reward Points per Rs. 100 on online and offline transactions
  • 20% discount on hotel bookings via EaseMyTrip, with a capping of Rs. 5000 for domestic hotels and Rs. 10000 for international hotels
  • 10% discount on flight bookings via EaseMyTrip, with a capping of Rs. 1000 for domestic flights and Rs. 5000 for international flights.
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : N/A
No rewards on spends : Cash withdrawals, and EMI
Rewards Redemption
How to Redeem :
  • Redeem points on Gift Vouchers and Merchandise
Redemption options : Gift Vouchers and Merchandise
Redemption fee : Rs. 99 + GST
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : 1 per quarter
  • International Lounge : 2 per year
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : N/A
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : PriorityPass - International Lounge Access
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Fees
Joining fees : 350
Annual fees : 350
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : Spend Rs. 50,000 in a year
Eligibility
Minimum age : 18
Minimum ITR : 5 Lakhs
Minimum Salary : 25000

Standard Chartered EaseMyTrip Credit Card Welcome Benefits

  • Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your Standard Chartered EaseMyTrip Credit Card.
  • Explore premium choices in travel, clothing, footwear, and shopping.
  • Your gateway to luxury and rewards begins with this exclusive welcome offer.

Standard Chartered EaseMyTrip Credit Card Reward Points/Cashback

The Standard Chartered EaseMyTrip Credit Card offers:

  • Movie and dining benefits with free movie tickets and dining discounts.
  • Reward rate of 2.5% on groceries, dining, movies, and department store spending.
  • Redemption options for gift vouchers or statement balance.
  • Complimentary travel memberships and airport lounge access.
  • Golf privileges and insurance coverage.
  • Core rewards of 4% on transactions, 5X points on select categories, and 2% on other spends.
  • Milestone rewards on annual spending.
  • No rewards on wallet transactions.

Standard Chartered EaseMyTrip Credit Card Reward Point Redemption

You can easily redeem your reward points with the Standard Chartered EaseMyTrip Credit Card:

  • Redemption Options: You can use your reward points for gift vouchers and statement cash.
  • Redemption Fee: There is no fee for redeeming your points.
  • Transfer Partners: The card does not offer any transfer partners.
  • Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.

Pros of Standard Chartered EaseMyTrip Credit Card

  • Attractive welcome benefits worth Rs. 5,000.
  • Access to domestic and international airport lounges.
  • Competitive reward rates on dining, groceries, and department store expenses.
  • Lucrative milestone rewards for high spenders.
  • Enjoy two complimentary movie tickets each month.

Cons of Standard Chartered EaseMyTrip Credit Card

  • Lower reward rate compared to other premium cards.
  • Average returns on spending.
  • High renewal fee waiver requirement of Rs. 10 lakhs.
  • Relatively high renewal fee of Rs. 4,999.

Standard Chartered EaseMyTrip Credit Card Benefits

  • Welcome Perks: Enjoy a Rs. 5,000 Gift Voucher from top brands.
  • Milestone Rewards: Earn up to 15,000 Bonus Reward Points by meeting spending milestones.
  • Travel Advantages: Free lounge access, hotel discounts, and club memberships.
  • Airport Lounge Access: 2 domestic and 6 international lounge visits per year.
  • Movie and Dining Benefits: Complimentary/discounted movie tickets and dining offers.
  • Golf Privileges: Four free golf rounds, golf lesson, and discounts (MasterCard variant).
  • Concierge Service: Assistance with various services.
  • Lower Foreign Markup Fee: 1.99% on foreign transactions.
  • Annual Fee Waiver: Spend Rs. 10 lakhs to waive the annual fee.
  • Fuel Surcharge Waiver: 1% waiver on fuel transactions between Rs. 500 and Rs. 4,000, up to Rs. 250/month.

Standard Chartered EaseMyTrip Credit Card Charges and Fee

  • Spend-Based Fee Waiver: Annual renewal fee of Rs. 4,999 waived on spending Rs. 10 lakh or more in the previous year.
  • Rewards Redemption Fee: Rs. 99 + taxes per redemption request.
  • Foreign Currency Markup: 1.99% of the transaction amount for foreign currency transactions.
  • Interest Rates: 3.50% per month (42% per annum).
  • Fuel Surcharge: 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at fuel stations (max waiver of Rs. 250/month).
  • Cash Advance Charges: 2.5% of the transaction amount with a minimum charge of Rs. 500.
  • Add-on Card Fee: No fee for add-on cards.
  • Annual Fee: Rs. 4,999.
  • Finance Charges: 42% per annum.
  • Late Payment Charges: Vary based on the outstanding amount.
  • Joining/Renewal Fee: Rs. 4,999 + GST with a welcome benefit of a Rs. 5,000 Gift Voucher. Renewal fee waived on spending Rs. 10 lakhs in a membership year.
  • Forex Markup Charges: 3.50%.
  • Fee Reversal Criteria: Spend Rs. 10 lakhs in a year to reverse the annual fee.