• Welcome to the SBI SimplyClick Credit Card family! Pay the annual fee, and you'll receive an Amazon e-voucher worth Rs. 500 as our welcome gift. Start shopping and enjoying exclusive rewards today!
• Explore premium choices in travel, clothing, footwear, and shopping.
• Your gateway to luxury and rewards begins with this exclusive welcome offer.

Rewarding Your Every Spend with SBI SimplyClick Credit Card

• Offline Spends: Earn 1 Reward Point for every Rs. 100 spent (0.25% reward rate).
• Online Partner Merchants: Enjoy 10X Reward Points (2.5% reward rate).
• Other Online Spends: Get 5X Reward Points (1.25% reward rate).
• Redeem Points: Use them for gift vouchers or offset your card balance (1 RP = Rs. 0.25).
• Plus, benefit from zero liability protection and annual Cleartrip vouchers for hitting spending milestones. Your SBI SimplyClick Credit Card turns expenses into rewards!

You can easily redeem your reward points with the SBI SimplyClick Credit Card:

• Redemption Options: You can use your reward points for gift vouchers and statement cash.
• Redemption Fee: There is no fee for redeeming your points.
• Transfer Partners: The card does not offer any transfer partners.
• Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.

• High Reward Rates: Ideal for frequent online shoppers with impressive reward rates.
• Affordable Annual Fee: A wallet-friendly annual fee of just Rs. 500.
• Easy Fee Waiver: Annual fee waived on spending Rs. 1 lakh in the previous year.
• Flexible Reward Redemption: Reward Points can be used to pay off your card's outstanding balance.

• No Lounge Access: No complimentary airport lounge access, which may not suit frequent travelers.
• Limited Reward Redemption Options: Few choices for redeeming rewards.
• No Statement Credit Option: Cannot use points directly to reduce the card balance.
• Low Offline Purchase Reward Rate: Offers only 0.25% rewards on offline purchases, limiting its versatility for all spending types.

• Key Benefits of SBI SimplyClick Credit Card:
• Milestone Rewards: Earn ClearTrip e-vouchers worth Rs. 2,000 for annual spends of Rs. 1 lakh and Rs. 2 lakh.
• Fuel Savings: Enjoy a 1% fuel surcharge waiver at all fuel stations (transactions between Rs. 500 and Rs. 3,000).
• Zero Liability Protection: Protects you from unauthorized transactions.
• Online Shopping Rewards: 10X Reward Points on partner merchant transactions, 5X Points on other online purchases.
• Annual Fee Waiver: Get the annual fee of Rs. 499 waived on spending Rs. 1 lakh in the previous year.
• Offline Spending Rewards: Earn 1 Reward Point for every Rs. 100 spent offline (excluding fuel).

• Annual Fee: Joining Fee of Rs. 499 + GST and an Annual Fee of Rs. 499 + GST.
• Renewal Fee Waiver: Achieve annual spends of Rs. 1 lakh to get the renewal fee waived.
• Rewards Redemption Fee: Rs. 99 (plus taxes) per redemption request.
• Foreign Currency Markup: 3.5% of the transaction amount for foreign currency transactions.
• Interest Rate: 3.5% per month or 42% annualized.
• Fuel Surcharge: 1% surcharge waived on fuel transactions between Rs. 500 and Rs. 3,000 (max waiver of Rs. 100 per month).
• Cash Advance Charges: 2.5% of the withdrawal amount or a minimum of Rs. 500.
• Add-on Card Fee: No additional charge for add-on cards.
• Late Payment Fees: Varied fees based on the outstanding amount, ranging from Rs. 400 to Rs. 1,300.

• Q: How can I apply for the SBI SimplyClick Credit Card?
  A: You can apply for the SBI SimplyClick Credit Card online through the SBI Card website or by visiting an SBI branch.
• Q: What is the eligibility criteria for this card?
  A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with SBI for the specific criteria.
• Q: Can I get my annual fee waived?
  A: Yes, the annual fee can be waived on annual spends of Rs. 1 lakh or more.
• Q: How do I redeem reward points?
  A: You can redeem reward points for gift vouchers and statement cash. There is no fee for redeeming your points.