PNB Rupay Platinum Credit Card

Our Rating

Annual Fees

500

Joining Fees

Annual Fees

500

Add to Compare

Percentage Savings range

https://i.postimg.cc/5yGN9DV5/rupee-gold-coin-10889.png

0.50%

Since it is a Rupay Card , use it for UPI transactions for max benefit

 Reward Type 
  Reward Points  

 Welcome Benefits 
  300 RPs * 

 Minimum Income 
  2.5L  

 Lounge Access 
  2 per quarter  

Rewards

Core Rewards :

Milestone Rewards :

Monthly : N/A
Quaterly : N/A
Annual : N/A

No rewards on spends : Jewelry purchases, fuel transactions, and cash withdrawals.

Rewards Redemption

How to Redeem :

Redeem RPs on Gift Voucher, Recharge, Travel Booking

Redemption options : Gift Voucher, Recharge, Travel Booking

Redemption fee : NIL

Transfer partners : N/A

Complementary Benefits

Lounge access :

Domestic Lounge : 2 per quarter
International Lounge : 2 per quarter
Railway Lounge : N/A

Insurance Benefits :

Lost card liability : N/A
Personal accidental insurance : 2,00,000
Air accidental insurance : N/A

Other Benefits :

Lounge Membership : N/A
Memberships Available With Cards : N/A
Spa Benefits : N/A

Golf Benefits :

Lessons : N/A
Games : N/A

Fees

Joining fees : 0

Annual fees : 500

Welcome Benefits : 300 bonus Reward Points after first transaction within 90 days.

Quaterly Benefits : N/A

Annual Benefits : N/A

Forex markup charges : 3.50%

Fee reversal criteria : Use it once per quarter for annual fee waiver (No minimum spends criteria).

Eligibility

Minimum age : 21

Minimum ITR : 2.5L

Minimum Salary : 21,000

PNB Rupay Platinum Credit Card Welcome Benefits

The PNB RuPay Platinum Credit Card offers a welcome benefit of 300 Reward Points (RPs) to its cardholders.

PNB Rupay Platinum Credit Card Reward Points/Cashback

Core Rewards: 1% cashback on card spends.
No specific milestone rewards, and no rewards for jewelry purchases, fuel, or cash withdrawals.
Earn 1 Reward Point for every Rs. 100 spent.
Redeem Reward Points through the PNB Rewardz website at the rate of 1 Reward Point = Rs. 0.50.
Enjoy complimentary airport lounge access every year.
No specific golf benefits.
Access up to 2 complimentary domestic airport lounges and 2 international lounges every quarter.
Provides insurance coverage for personal accidents.
Zero Liability Protection for unauthorized transactions when reported promptly.

PNB Rupay Platinum Credit Card Reward Point Redemption

Log in to the PNB Rewardz website.
Explore various redemption options, including Gift Vouchers, Mobile Recharge, and Travel Booking.
Redeem your Reward Points against the products or categories of your choice.
The redemption rate is 1 Reward Point = Rs. 0.50.
Ensure you have a minimum of 500 Reward Points for redemption.
Enjoy the benefits of your redeemed points with your preferred choice of rewards.

Pros of PNB Rupay Platinum Credit Card

Cons of PNB Rupay Platinum Credit Card

PNB Rupay Platinum Credit Card Benefits

PNB RuPay Platinum Credit Card provides 2 domestic and 2 international lounge visits per quarter.
Cardholders receive 300 bonus Reward Points on their first retail/online transaction within the first 90 days.
Enjoy 2 complimentary domestic/international airport lounge visits every quarter (8 per year).
The card includes accidental insurance coverage worth Rs. 2 lakhs.
Cardholders have access to 24*7 concierge services for various assistance.
Receive a 1% fuel surcharge waiver at Indian fuel stations for transactions between Rs. 500 and Rs. 3,000, with a maximum waiver of Rs. 250 per month.

PNB Rupay Platinum Credit Card Charges and Fee

Annual Fee: Rs. 500.
Over-Limit Fee: Varies based on outstanding balance.
Foreign Transaction Fee: 3.5% of the transaction amount.
Late Payment Charges: Vary based on the outstanding amount.

Frequently Asked Questions

Q: How can I apply for the PNB Rupay Platinum Credit Card?
A: You can apply for the PNB Rupay Platinum Credit Card through the PNB website or by visiting a branch.
Q: What is the eligibility criteria for this card?
A: The eligibility criteria typically include a minimum age, income requirement, and credit score. Check with PNB for specific criteria.
Q: Can I get my annual fee waived?
A: The annual fee for this card is Rs. 500 and may not be waived.

Disclaimer : The information presented on this website is obtained from publicly accessible sources and is solely intended for informational purposes as a service to the wider internet community. It should not be construed as financial advice, and we cannot ensure the accuracy, sufficiency, or comprehensiveness of the information provided on this platform.