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• Core Rewards:
  • Earn 1 Reward Point for every Rs. 50 spent on both online and offline transactions.
  • Get 5x Reward Points on the top two spending categories each month if you spend in a minimum of three categories.
• Milestone Rewards:
  • There are no specific monthly, quarterly, or annual milestone rewards mentioned.
• No rewards on spends:
  • Fuel and Wallet transactions do not earn rewards.
• Movie & Dining:
  • There is no specific reward rate mentioned for movie and dining expenses.
• Rewards Rate:
  • Earn 1 Reward Point for every Rs. 50 spent on all eligible transactions.
  • Get 5x Reward Points on the top two spending categories of the month.
• Reward Redemption:
  • Redeem Reward Points for cashback, with 1 Reward Point equal to Rs. 0.10.
• Travel, Golf, Domestic Lounge Access, International Lounge Access, and Insurance Benefits:
  • There is no information provided about these benefits.
• Zero Liability Protection:
  • You are not liable for any fraudulent transactions on the card after reporting the loss of the card to the bank.

You can redeem Reward Points from your OneCard Credit Card for cashback at a rate of 1 Reward Point = Rs. 0.10. There is no redemption fee, and the redemption process is simple, with points being adjusted as a statement credit.

• Lifetime Free: The OneCard is a lifetime free credit card with no hidden charges or annual fees.
• Quick Activation: You can activate your digital card immediately upon approval and receive the physical card within 3-5 business days.
• Accelerated Rewards: Earn accelerated rewards on your top two spending categories, making it easier to accumulate reward points.
• Reward Redemption: Redeem your earned reward points to offset your card's outstanding balance, providing a convenient way to reduce your credit card expenses.
• Low Forex Markup Fee: The card features a foreign currency markup fee of only 1%, which is significantly lower than many other credit cards in the Indian market.

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• Lifetime Free: The OneCard is a lifetime free credit card with no hidden charges or annual fees.
• Quick Activation: You can activate your digital card immediately upon approval and receive the physical card within 3-5 business days.
• Accelerated Rewards: Earn accelerated rewards on your top two spending categories, making it easier to accumulate reward points.
• Reward Redemption: Redeem your earned reward points to offset your card's outstanding balance, providing a convenient way to reduce your credit card expenses.
• Low Forex Markup Fee: The card features a foreign currency markup fee of only 1%, which is significantly lower than many other credit cards in the Indian market.
• Please note that the card does not offer lounge access, insurance benefits, or specific memberships and privileges like airport lounges, spa benefits, or golf-related benefits.

• OneCard is a lifetime free credit card with no joining fees, annual fees, or foreign currency markup charges. It also offers a 1% waiver on fuel surcharge for fuel purchases. The interest rates on this card range from 2.5% to 3.5% per month, and there are no charges for rewards redemption or add-on cards. However, it's essential to note that there are no specific spend-based waivers or benefits associated with this card.

• Q: How can I apply for the OneCard Credit Card?
  A: You can apply for the OneCard Credit Card online through the OneCard website or by visiting an OneCard branch.
• Q: What is the eligibility criteria for this card?
  A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with OneCard for the specific criteria.
• Q: Can I get my annual fee waived?
  A: The OneCard is a lifetime free credit card with no annual fees, so there is no annual fee to be waived.
• Q: How do I redeem reward points?
  A: You can redeem reward points for cashback at a rate of 1 Reward Point = Rs. 0.10. There is no redemption fee, and the redemption process is simple, with points being adjusted as a statement credit.