Rewards
Core Rewards :
  • 2.5% 2.5 Mojo Points per Rs. 100 on Online Spends
  • 1% 1 Mojo Points per Rs. 100 on Offline Spends
  • Save railway surcharge of 1.8% for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking counters ( Max Cap Rs. 500 /year)
Milestone Rewards :
  • Monthly : Not available
  • Quaterly : Not available
  • Annual : 2500 Mojo Points on spending Rs 75,000 quarterly
No rewards on spends : Fuel, EMI and cash withdrawals
Rewards Redemption
How to Redeem :
  • Redeem your point on Statement Cash, Mobile Recharge, Merchandise, E-vouchers, Travel
Redemption options : Statement Cash, Mobile Recharge, Merchandise, E-vouchers, Travel
Redemption fee : NIL
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : 2 per Quarter
  • International Lounge : Not available
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : Not available
  • Personal accidental insurance : Not available
  • Air accidental insurance : Not available
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : Not available
Golf Benefits :
  • Lessons : Not available
  • Games : Not available
Fees
Joining fees : 1000
Annual fees : 1000
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : Spend Rs. 1,00,00 in a year.
Eligibility
Minimum age : 21
Minimum ITR : 4,00,000
Minimum Salary : 40,000