Rewards
Core Rewards :
  • 2% RP Earn 2 reward points for every Rs. 100 spent online
  • 1% RP Earn 1 reward points for every Rs. 100 spent offline
  • Save railway surcharge of 1.8% for transactions on www.irctc.co.in
  • Save 2.5% for transactions on Indian Railways Booking Counters.
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : Spend 75,000 to get 750 cash back or 4 PVR tickets
No rewards on spends : Fuel, EMI, Cash Withdrawals
Rewards Redemption
How to Redeem :
  • use these reward point for Cashback, movie tickets, AirMiles, Merchandise
Redemption options : Cashback, movie tickets, AirMiles, Merchandise
Redemption fee : NIL1
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : N/A
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : N/A
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Fees
Joining fees : N/A
Annual fees : 0
Welcome Benefits : 500 Reward Points
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : Not Applicable
Eligibility
Minimum age : 18
Minimum ITR : 30000
Minimum Salary : 25,000