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Percentage Savings range
1%-2% Visa , 3%-5% MasterCard
Best for movie benefits where one can get max Rs. 4,000 discount in a quarter. Vouchers for ITC Culinaire and EazyDiner Rs. 3000 flat discount
Reward Type
Reward Points
Welcome Benefits
*
Minimum Income
Invite Only
Lounge Access
Unlimited
Best For :
Rewards
Core Rewards :
- 0.7 0.70 Reward Point for every Rs. 100 on Online and Offline Transaction
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : N/A
No rewards on spends : Not Applicable
Rewards Redemption
How to Redeem :
- Partners in the ratio of 1 Reward Point = 1 Air mile , 1RP = Rs. 1
Redemption options : Gift voucher, Statement Cash, Airmiles
Redemption fee : Nil
Transfer partners :
- Intermiles
- Air Vistara (CV Points)
Complementary Benefits
Lounge access :
- Domestic Lounge : Unlimited
- International Lounge : Unlimited
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : Upto Credit Limit
- Personal accidental insurance : N/A
- Air accidental insurance : 2.5 Cr.
Other Benefits :
- Lounge Membership : PriorityPass - International Lounge Access
- Memberships Available With Cards :
- ITC Culinaire
- Spa Benefits : N/A
Golf Benefits :
- Lessons : (MasterCard only) Unlimited
- Games : (MasterCard only) Unlimited
Fees
Joining fees : 180000
Annual fees : 0
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : Oberoi vouchers, equivalent to annual fee if applicable and Club ITC Culinaire membership renewal
Forex markup charges : 1.80%
Fee reversal criteria : If the joining fee is Rs. 90,000 + GST then 10L of spending is required or else Rs. 25,000 + GST annual fees.
Eligibility
Minimum age : 21
Minimum ITR : Invite Only
Minimum Salary : Invite Only
About Us
- Technical info
- Credit Cards 101
Contact
hello@joinsimplyfi.com
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