Rewards
Core Rewards :
  • 1.5% 1.5 Reward Points pre Rs. 100 on Online and Offline Transactions
  • 0.7% 0.70 Reward Point pre Rs. 100 on Utility, Insurance, Government Payments, Education & Rent
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : N/A
No rewards on spends : Not Applicable
Rewards Redemption
How to Redeem :
  • Redeem your Points on Gift Voucher, Airmiles or Statement Credit
Redemption options : Gift Voucher, Airmiles, Statement Credit
Redemption fee : Nil
Transfer partners :
  • Intermiles
Complementary Benefits
Lounge access :
  • Domestic Lounge : 6 per quarter
  • International Lounge : Unlimited
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : Unto Credit Limit
  • Personal accidental insurance : N/A
  • Air accidental insurance : 2.5 Cr
Other Benefits :
  • Lounge Membership : PriorityPass - International Lounge Access
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : Unlimited
  • Games : Unlimited
Fees
Joining fees : 200000
Annual fees : 0
Welcome Benefits : Oberoi Vouchers, Luxe Gift Vouchers
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 1.80%
Fee reversal criteria : Spend 10L in a year else Rs. 10000+GST fees (if opted for Rs. 1L joining fees package)
Eligibility
Minimum age : 21
Minimum ITR : 60L ITR
Minimum Salary : 4L per month