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Percentage Savings range
1%
Though the reward rate is low, some MasterCard World Elite benefit can compensate. Eazydiners, BMS, Oberoi offer and ITC Culinaire membership adds value.
Reward Type
Reward Points
Welcome Benefits
Premium hotel Vouchers *
Minimum Income
30,00,000
Lounge Access
2 per quarter
Rewards
Core Rewards :
- 1% 1 Reward Point per Rs. 100 on Online and Offline transaction
- 2.5% 2.5 Reward Point per Rs. 100 on international spends
- 0.7% 0.7 Reward Point per Rs. 100 on Utility Bill, Insurance, Government Services, Education, Rental Payments
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : N/A
No rewards on spends : Fuel, Wallet Load
Rewards Redemption
How to Redeem :
- 1RP = Rs. 0.75 , 1RP = 1 Airmile
- Maximum 30,000 Reward Points can be redeemed against statement credit per billing cycle.
- Redeem your point on Gift Vouchers, statement credit, Airmiles
Redemption options : Gift Vouchers, statement credit, Airmiles
Redemption fee : Not Applicable
Transfer partners :
- Intermiles
- Air Vistara (CV Points)
Complementary Benefits
Lounge access :
- Domestic Lounge : 2 per quarter
- International Lounge : 2 per quarter
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : Upto credit limit
- Personal accidental insurance : N/A
- Air accidental insurance : 2.5 Cr
Other Benefits :
- Lounge Membership : LoungeKey Membership - International Lounge Access
- Memberships Available With Cards :
- ITC Culinaire
- Spa Benefits : N/A
Golf Benefits :
- Lessons : 3 per month
- Games : 3 per month
Fees
Joining fees : 200000
Annual fees : 0
Welcome Benefits : Oberoi or Taj or Postcard Hotel Vouchers
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.50%
Fee reversal criteria : If issued at 1L fee then spend then Rs. 10,000 annual fee will be levied if Rs. 20L haven't spent in a year. If 2L fee paid then no annual fee will be charged
Eligibility
Minimum age : 21
Minimum ITR : 30,00,000
Minimum Salary : 2,50,000
About Us
- Technical info
- Credit Cards 101
Contact
hello@joinsimplyfi.com
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