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ICICI Sapphiro Credit Card
Annual Fees
3500
Add to Compare
Percentage Savings range
1%
Use it for Golf Benefits
Reward Type
Reward Points
Welcome Benefits
Rs 9000 Vouchers *
Minimum Income
6,00,000
Lounge Access
2 for MasterCard and AMEX & 4 for Visa
Rewards
Core Rewards :
- 4% RP Earn 4 Reward points every Rs. 100 spent.
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : Spend 400,000, get 4,000 reward points. Further 100,000 spends earn 2,000 points, capped at 20,000.
No rewards on spends : Fuel
Rewards Redemption
How to Redeem :
- Redeem Reward points for Vouchers
Redemption options : GV
Redemption fee : 99
Transfer partners : N/A
Complementary Benefits
Lounge access :
- Domestic Lounge : 2 for MasterCard and AMEX & 4 for Visa
- International Lounge : 2
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : 50,000
- Personal accidental insurance : N/A
- Air accidental insurance : 3 Cr,
Other Benefits :
- Lounge Membership : Dreamfolk Card - Domestic Spa & International Lounge
- Memberships Available With Cards : N/A
- Spa Benefits : 2 every year
Golf Benefits :
- Lessons : 1 per month if spent Rs. 50,000 on previous month
- Games : 1 per month if spent Rs. 50,000 on previous month
Fees
Joining fees : 6500
Annual fees : 3500
Welcome Benefits : Tata CliQ Voucher worth Rs. 3000 EaseMyTrip Vouchers worth ₹ 4000 (Four vouchers worth ₹1000 each),Uber Vouchers worth ₹ 1000 (Four vouchers worth ₹ 250 each), Croma Voucher worth ₹ 1500
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : Spend 6L in a year
Eligibility
Minimum age : 21
Minimum ITR : 6,00,000
Minimum Salary : 6,00,000
ICICI Sapphiro Credit Card Welcome Benefits
- Welcome benefit: Exclusive travel and shopping vouchers worth over Rs. 9,000. AmEx variant offers an additional Rs. 750 cashback on spending Rs. 20,000 within 60 days.
ICICI Sapphiro Credit Card Reward Points/Cashback
The ICICI Sapphiro Credit Card offers:
- Core Rewards: Earn 4 Reward Points for every Rs. 100 spent.
- Milestone Rewards: Annual spend of Rs. 4,00,000 earns you 4,000 reward points. Additional 2,000 points for every Rs. 1,00,000 spent, capped at 20,000 points. No rewards on fuel purchases.
- Movie & Dining: Get Rs. 500 off on the second movie or event ticket when you purchase one from BookMyShow.
- Rewards Rate: Earn 4 Reward Points per Rs. 100 spent on international purchases. Earn 2 Reward Points per Rs. 100 spent on domestic purchases.
- Reward Redemption: Redeem your reward points for cashback or gifts at a rate of 1 Reward Point = Re. 0.25.
- Travel Benefits: Enjoy complimentary domestic and international airport lounge visits. Access complimentary spa sessions at select domestic airports through the Dreamfolks Membership Programme.
- Golf: Receive complimentary golf rounds or lessons every quarter.
- Domestic Lounge Access: MasterCard and Amex variants offer 2 complimentary domestic lounge visits each. Visa variant offers 4 complimentary domestic lounge accesses.
- International Lounge Access: Access 2 complimentary international airport lounges every year through the Dreamfolks membership.
- Insurance Benefits: Coverage includes air accident insurance worth Rs. 3 crores, Credit Shield Cover worth Rs. 50,000, and other travel-related insurance covers.
- Zero Liability Protection: Lost card liability coverage worth Rs. 50,000 is applicable from 2 days prior to reporting and up to 7 days after reporting the loss to ICICI Bank.
ICICI Sapphiro Credit Card Reward Point Redemption
- For cash redemption, call 080-40146444, and your points will be credited as cash credit within 7 days.
- For gift redemption, call 1860-258-5000, and your chosen gift will be delivered within 10 working days. Redemption options include gift vouchers (GV). A redemption fee of Rs. 99 is applicable.
Pros of ICICI Sapphiro Credit Card
- Attractive welcome benefits, including travel and shopping vouchers.
- Generous reward points system with accelerated points for high spending.
- Complimentary airport lounge access both domestically and internationally.
- Access to spa sessions at select domestic airports through the Dreamfolks Membership Programme.
- Complimentary golf rounds or lessons every quarter.
- Insurance benefits, including air accident insurance and zero liability protection.
Cons of ICICI Sapphiro Credit Card
- The card has an annual fee, which might not be suitable for everyone.
- High-income requirements for eligibility.
- No rewards on fuel purchases.
ICICI Sapphiro Credit Card Benefits
- Exclusive access to airport lounges, both domestically and internationally.
- Complimentary golf rounds or lessons every quarter.
- Insurance coverage, including air accident insurance and zero liability protection.
ICICI Sapphiro Credit Card Charges and Fee
- Annual fee: Rs. 3,500 + GST
- Renewal fee: Rs. 3,500 + GST
About Us
- Technical info
- Credit Cards 101
Contact
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