Core Rewards :
  • 2.5% At HPCL fuel stations, you can receive 2.5% cashback up to Rs. 100 on transactions of at least Rs. 500.
  • 2% RP Earn 2 Reward points per Rs. 100 spent.
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : N/A
No rewards on spends : Wallet, Fuel
Rewards Redemption
How to Redeem :
  • Redeem on HPCL Fuel Pumps
Redemption options : Gift Voucher
Redemption fee : Rs. 99+GST
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : N/A
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : N/A
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Joining fees : 199
Annual fees : 199
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.50%
Fee reversal criteria : Spend Rs. 50,000 in a year
Minimum age : 21
Minimum ITR : 6,00,000
Minimum Salary : 30,000

ICICI HPCL Coral Credit Card Welcome Benefits

  • Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your SBI Elite Credit Card.
  • Explore premium choices in travel, clothing, footwear, and shopping.
  • Your gateway to luxury and rewards begins with this exclusive welcome offer.

ICICI HPCL Coral Credit Card Reward Points/Cashback

The ICICI HPCL Coral Credit Card offers a fantastic array of welcome benefits for new cardholders. These benefits include fuel discounts at HPCL petrol pumps, complimentary movie tickets, dining discounts, reward points on your first purchase, lifestyle perks, contactless payment convenience, and comprehensive insurance coverage. Apply for this card today to enjoy these advantages and more from the moment you start using it.

ICICI HPCL Coral Credit Card Reward Point Redemption

  • Redeem at HPCL Fuel Pumps: Use your points to save on fuel expenses at HPCL pumps.
  • Redemption Options: Choose between fuel savings or gift vouchers.
  • Redemption Fee: A nominal fee of Rs. 99 + GST applies for redemption.
  • No Transfer Partners: The focus is on fuel and vouchers.
  • Point Value: Each Reward Point is worth Re. 0.25.
  • Fuel Redemption: 2,000 Reward Points can be redeemed for fuel worth Rs. 500.

Pros of ICICI HPCL Coral Credit Card

  • Fuel Savings: Enjoy a 2.5% cashback at HPCL fuel stations for significant fuel savings.
  • Reward Points: Earn 2 reward points for every Rs. 100 spent, which can be redeemed for various benefits.
  • Entertainment and Dining Discounts: Get a 25% discount on movie tickets and exclusive dining discounts.
  • Zero Liability Protection: Your card is protected, and you won't be liable for unauthorized transactions.
  • Easy Reward Redemption: Hassle-free redemption options, including fuel and gift vouchers.
  • Low Redemption Fee: Reasonable fees make accessing rewards cost-effective.
  • No Transfer Partners: Simplified rewards with a focus on fuel and vouchers.
  • Flexible Fuel Redemption: Just 2,000 Reward Points can be redeemed for fuel worth Rs. 500.

Cons of ICICI HPCL Coral Credit Card

  • Fuel Station Limitation: Cashback is limited to HPCL fuel stations.
  • Redemption Fee: There's a fee for redeeming rewards, albeit a small one.
  • No Travel Benefits: Lacks travel-related perks like air miles or hotel discounts.
  • Limited Redemption Partners: No transfer partners, limiting redemption options.
  • No International Lounge Access: No access to international airport lounges.
  • Not Ideal for Non-Fuel Purchases: The card's primary benefits are fuel-related.

ICICI HPCL Coral Credit Card Benefits

  • Reward Points: Earn 2 PAYBACK points for every Rs 100 spent (excluding fuel).
  • Movie Discounts: Get Rs. 100 off on up to two movie tickets monthly when booking through BookMyShow.
  • Dining Discounts: Enjoy a minimum of 15% off at over 800 restaurants nationwide.
  • Fuel Savings: Receive 2.5% cashback and a 1% surcharge waiver on fuel purchases at HPCL stations.
  • Reward Point Redemption: Redeem 2000 PAYBACK points at once, equivalent to Rs 500 in fuel credits.

ICICI HPCL Coral Credit Card Charges and Fee

  • Joining Fees: Rs. 199
  • Annual Fees: Rs. 199
  • Spend-Based Fee Reversal: Spend Rs. 50,000 or more annually to waive the renewal fee.
  • Rewards Redemption Fee: Rs. 99 per redemption request.
  • Foreign Currency Markup: 3.50%
  • Interest Rate: 40.8% per annum (3.4% per month)
  • Fuel Surcharge: 1% waiver at HPCL pumps.
  • Cash Advance Charges: 2.5% of the withdrawn amount with a minimum of Rs. 300.
  • Add-on Card Fee: Nil
  • Late Payment Charges: Vary based on outstanding balance, starting from Nil for amounts under Rs. 100.