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ICICI Emirates Skywards Sapphiro Credit Card
Annual Fees
5000
Add to Compare
Percentage Savings range
2%
Use it for Emirates flights
Reward Type
Airmiles
Welcome Benefits
5000 Airmiles *
Minimum Income
9.6L
Lounge Access
2 per quarter if Rs. 5000 spent on previous quarter
Rewards
Core Rewards :
- 2% RP Earn 2 Skyward Miles per Rs. 100 spent
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : N/A
No rewards on spends : Fuel, Wallet
Rewards Redemption
How to Redeem :
- Redeem Airmiles on Emirates
Redemption options : Skyward Miles
Redemption fee : Not Applicable
Transfer partners : N/A
Complementary Benefits
Lounge access :
- Domestic Lounge : 2 per quarter if Rs. 5000 spent on previous quarter
- International Lounge : 2
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : Upto credit limit
- Personal accidental insurance : N/A
- Air accidental insurance : N/A
Other Benefits :
- Lounge Membership : Dreamfolk Card - Domestic Spa & International Lounge
- Memberships Available With Cards : N/A
- Spa Benefits : 2
Golf Benefits :
- Lessons : N/A
- Games : N/A
Fees
Joining fees : 5000
Annual fees : 5000
Welcome Benefits : You will receive 5,000 bonus Skyward Miles and be granted a complimentary Emirates Skywards Silver Tier membership.
Quaterly Benefits : N/A
Annual Benefits : You will receive 5,000 bonus Skyward Miles and be granted a complimentary Emirates Skywards Silver Tier membership.
Forex markup charges : 3.5%
Fee reversal criteria : Not Applicable
Eligibility
Minimum age : 21
Minimum ITR : 9.6L
Minimum Salary : 80,000
ICICI Emirates Skywards Sapphiro Credit Card Welcome Benefits
- 5,000 bonus Skyward Miles.
- Complimentary Emirates Skywards Silver Tier membership.
ICICI Emirates Skywards Sapphiro Credit Card Reward Points/Cashback
- Core Rewards: Earn 2 Skyward Miles for every Rs. 100 spent, excluding fuel and wallet transactions.
- Movie & Dining: Enjoy "Buy 1 Get 1 Free" movie tickets on BookMyShow.
- Rewards Rate: Earn 2 Skyward Miles per Rs. 100 spent, 1 Skyward Mile per Rs. 100 on insurance and utility payments.
- Reward Redemption: Skyward Miles are automatically credited to your Emirates Skywards account.
- Travel: Complimentary access to domestic and international lounges, plus spa sessions.
- Golf: Not specified.
- Domestic Lounge Access: 2 complimentary visits per quarter when you spend Rs. 5,000 in the previous quarter.
- International Lounge Access: 2 complimentary visits annually.
- Insurance Benefits: Details not provided.
- Zero Liability Protection: Zero liability for the cardholder in case of fraudulent transactions after reporting card loss.
ICICI Emirates Skywards Sapphiro Credit Card Reward Point Redemption
- How to Redeem: Redeem your Skyward Miles directly with Emirates for travel benefits.
- Redemption Options: Skyward Miles for travel-related rewards.
- Redemption Fee: No additional fee.
- No Transfer Partners: Exclusive to Emirates.
- Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.
Earning Skyward Miles: 2 Skyward Miles for every Rs. 100 spent on retail purchases, 1 Skyward Mile for every Rs. 100 spent on insurance and utility payments. Not applicable on cash withdrawals, fuel transactions, EMI transactions, etc.
Pros of ICICI Emirates Skywards Sapphiro Credit Card
- Generous Welcome Benefits: 5,000 bonus Skyward Miles and complimentary Emirates Skywards Silver Tier membership.
- High Reward Rate: Earn 2 Skyward Miles for every Rs. 100 spent.
- Entertainment Benefits: "Buy 1 Get 1 Free" movie tickets and dining discounts.
- Travel Perks: Complimentary access to airport lounges, including spa sessions.
- Zero Liability Protection: Protection against fraudulent transactions.
- Fee Waiver: Spend over Rs. 1,50,000 annually to waive the fees.
- Fuel Surcharge Waiver: Save with a 1% waiver at HPCL petrol stations.
Cons of ICICI Emirates Skywards Sapphiro Credit Card
- Limited transfer partners.
- Annual fees.
- No specified golf benefits.
- Lack of detailed insurance benefits.
- No rewards on fuel transactions.
- Specific movie discounts subject to availability.
ICICI Emirates Skywards Sapphiro Credit Card Benefits
- Generous welcome bonus: 5,000 Skyward Miles and complimentary Emirates Skywards Silver Tier membership.
- High reward rate: Earn 2 Skyward Miles for every Rs. 100 spent.
- Entertainment perks: "Buy 1 Get 1 Free" movie tickets, dining discounts.
- Travel luxuries: Complimentary lounge access, including spa sessions.
- Financial security: Zero liability protection.
- Fee waiver: Spend over Rs. 1,50,000 annually to waive the fees.
- Fuel savings: 1% fuel surcharge waiver at HPCL petrol stations.
ICICI Emirates Skywards Sapphiro Credit Card Charges and Fee
- Joining Fees: Rs. 5000
- Annual Fees: Rs. 5000
- Forex Markup Charges: 3.5% on international transactions.
- Additional Charges:
- Spend-Based Fee Waiver: Not Applicable
- Rewards Redemption Fee: Nil
- Fuel Surcharge: 1% waiver on fuel transactions.
- Cash Advance Charges: 2.5% of the amount or Rs. 500 (whichever is higher).
- Add-on Card Fee: Rs. 250 for an additional card.