Core Rewards :
  • 1% 1% Cashback as Amazon Pay balace on all spends
  • 5% 5% cashback on Amazon for prime members, 3% for others
  • 2% 2% Cashback for Bill payment on Amazon
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : Amazon Pay Balance
  • Annual : N/A
No rewards on spends : Silver, Gold, Fuel, Tax, EMI
Rewards Redemption
How to Redeem :
  • Cashback in form of Amazon Pay Balance
Redemption options : Amazon Pay Balance
Redemption fee : Nil
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : N/A
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : N/A
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Joining fees : 0
Annual fees : 0
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : N/A
Minimum age : 21
Minimum ITR : 4,50,000
Minimum Salary : 25,000

ICICI Amazon Pay Credit Card Welcome Benefits

  • Welcome benefit: N/A

ICICI Amazon Pay Credit Card Reward Points/Cashback

  • Core Rewards:
    • 1% Cashback: Earn 1% Cashback as Amazon Pay balance on all your spending.
    • Amazon Shopping: Get 5% Cashback on Amazon purchases if you are a Prime member, and 3% Cashback if you are not.
    • Bill Payments: Enjoy 2% Cashback when you make bill payments on Amazon.

ICICI Amazon Pay Credit Card Reward Point Redemption

  • Redemption Method: Cashback in the form of Amazon Pay Balance.
  • Redemption Options: You can use your accumulated cashback to top up your Amazon Pay Balance.
  • Redemption Fee: There is no fee associated with redeeming your cashback.
  • Transfer Partners: This card does not have transfer partners; however, you can use your Amazon Pay Balance for a wide range of purchases on Amazon and select partner merchants.

Pros of ICICI Amazon Pay Credit Card

  • Amazon Shopper's Delight: Perfect for frequent Amazon shoppers, offering generous cashback rewards on Amazon purchases.
  • Dining Discounts: Enjoy significant discounts at numerous restaurants across India through the Culinary Treats Program.
  • No Cashback Limit: There's no maximum cap on the Amazon Pay balance you can earn as cashback.

Cons of ICICI Amazon Pay Credit Card

  • Limited Usage: This card primarily focuses on Amazon shopping and may not offer diverse benefits like lounge access or entertainment perks.
  • Platform Dependency: If you frequently shop on platforms other than Amazon, this card may not be the most beneficial option for you. Consider alternatives like the Flipkart Axis Bank Credit Card if you prefer Flipkart.
  • Varying Rewards: While Prime members can enjoy a high 5% reward rate on Amazon purchases, non-Prime members receive a lower 3% reward rate, which could be less appealing.

ICICI Amazon Pay Credit Card Benefits

  • Lounge Access: This card does not provide access to domestic or international airport lounges or railway lounges.
  • Insurance Benefits: There are no specific insurance benefits such as lost card liability, personal accidental insurance, or air accidental insurance associated with this card.
  • Other Benefits: The card does not include lounge memberships, spa benefits, golf-related perks, or access to exclusive games.

ICICI Amazon Pay Credit Card Charges and Fee

  • Joining fees: None, making it a zero-cost card to get started with.
  • Annual fees: There are no annual fees associated with this card, allowing cardholders to enjoy its benefits without incurring yearly charges.
  • Welcome Benefits: There are no specific welcome benefits mentioned for this card.
  • Quarterly Benefits: This card does not offer quarterly benefits.
  • Annual Benefits: There are no annual benefits mentioned for this card.
  • Forex Markup Charges: The card incurs a forex markup fee of 3.5% on foreign currency transactions.
  • Fee Reversal Criteria: No criteria mentioned for fee reversal; however, as there are no annual fees, this may not be applicable.
  • Spend-Based Waiver: No spend-based waiver mentioned for this card.
  • Rewards Redemption Fee: There is no fee for redeeming rewards earned with this card.
  • Foreign Currency Markup: Foreign currency transactions are subject to a 3.5% markup fee.
  • Interest Rates: The card carries an interest rate ranging from 3.5% to 3.8% per month or 42% to 45.6% per annum, depending on various factors.
  • Fuel Surcharge: Cardholders enjoy a 1% fuel surcharge waiver at all petrol stations across India.
  • Cash Advance Charges: Cash advances are subject to a fee of 2.5% of the withdrawn amount, with a minimum fee of Rs. 300.
  • Add-on Card Fee: There are no charges for adding supplementary cards to your account.