Core Rewards :
  • 1.3% RP Earn 2 Reward points every Rs. 150 spent.
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : N/A
No rewards on spends : N/A
Rewards Redemption
How to Redeem :
  • Air Miles
  • Taj points
Redemption options : Gift Voucher, Airmiles, Donation
Redemption fee : Nil
Transfer partners :
  • Intermiles
  • Singapore Airlines (KrisFlyer)
  • British Airways (Avios)
  • Taj InnerCircle
Complementary Benefits
Lounge access :
  • Domestic Lounge : N/A
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : Upto 3L
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Joining fees : 0
Annual fees : 0
Welcome Benefits : Amazon voucher worth Rs. 500, Swiggy voucher worth Rs. 250 and 3 complimentary lounge access/meal vouchers. 10% cashback on all transactions made within the first 30 days, up to a maximum of Rs. 2,000.
Quaterly Benefits : N/A
Annual Benefits : Not Applicable
Forex markup charges : 3.5%
Fee reversal criteria : Not Applicable
Minimum age : 18
Minimum ITR : 4,80,000
Minimum Salary : 35,000

HSBC Platinum Credit Card Welcome Benefits

  • Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your SBI Elite Credit Card.
  • Explore premium choices in travel, clothing, footwear, and shopping.
  • Your gateway to luxury and rewards begins with this exclusive welcome offer.

HSBC Platinum Credit Card Reward Points/Cashback

The HSBC Platinum Credit Card offers:

  • Movie and dining benefits with free movie tickets and dining discounts.
  • Reward rate of 2.5% on groceries, dining, movies, and department store spending.
  • Redemption options for gift vouchers or statement balance.
  • Complimentary travel memberships and airport lounge access.
  • Golf privileges and insurance coverage.
  • Core rewards of 4% on transactions, 5X points on select categories, and 2% on other spends.
  • Milestone rewards on annual spending.
  • No rewards on wallet transactions.

HSBC Platinum Credit Card Reward Point Redemption

You can easily redeem your reward points with the HSBC Platinum Credit Card:

  • Redemption Options: You can use your reward points for gift vouchers and statement cash.
  • Redemption Fee: There is no fee for redeeming your points.
  • Transfer Partners: The card does not offer any transfer partners.
  • Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.

Pros of HSBC Platinum Credit Card

  • Attractive welcome benefits worth Rs. 5,000.
  • Access to domestic and international airport lounges.
  • Competitive reward rates on dining, groceries, and department store expenses.
  • Lucrative milestone rewards for high spenders.
  • Enjoy two complimentary movie tickets each month.

Cons of HSBC Platinum Credit Card

  • Limited lounge access.
  • No specific travel benefits.
  • Basic rewards rate.
  • Limited movie offer.
  • Reward redemption fee.
  • No comprehensive insurance.
  • No specific dining benefits.
  • Foreign transaction fees.

HSBC Platinum Credit Card Benefits

  • Welcome Perks: Enjoy a Rs. 5,000 Gift Voucher from top brands.
  • Milestone Rewards: Earn up to 15,000 Bonus Reward Points by meeting spending milestones.
  • Travel Advantages: Free lounge access, hotel discounts, and club memberships.
  • Airport Lounge Access: 2 domestic and 6 international lounge visits per year.
  • Movie and Dining Benefits: Complimentary/discounted movie tickets and dining offers.
  • Golf Privileges: Four free golf rounds, golf lesson, and discounts (MasterCard variant).
  • Concierge Service: Assistance with various services.
  • Lower Foreign Markup Fee: 1.99% on foreign transactions.
  • Annual Fee Waiver: Spend Rs. 10 lakhs to waive the annual fee.
  • Fuel Surcharge Waiver: 1% waiver on fuel transactions between Rs. 500 and Rs. 4,000, up to Rs. 250/month.

HSBC Platinum Credit Card Charges and Fee

  • Fees: No joining or annual fees.
  • Milestone Benefits: Cashback on reaching spending milestones.
  • Movie & Dining: "Buy 1 Get 1" offer on Saturdays for movie tickets.
  • Discounts: Discounts on Tata CLiQ and electronics on Thursdays.
  • Fuel Surcharge: 1% fuel surcharge waiver at fuel stations.
  • Rewards: Earn 2 Reward Points for every Rs. 150 spent.
  • Reward Redemption: Redeem points for gift vouchers, cosmetics, and more.
  • Zero Liability Protection: Up to Rs. 3,00,000 protection in case of card loss or fraud.
  • Interest Rate: 3.49% per month (41.88% per annum).
  • Foreign Currency Markup: 3.50% on international transactions.

Add-on Card Fee: Nil.