Rewards
Core Rewards :
  • 3% RP 3X Reward Points on electronics and apparel spends
  • 2% RP 2X Reward Points Per Rs. 100 spend on entertainment categories.
  • 1% RP 1 Reward Points Per Rs. 100 spend
Milestone Rewards :
  • Monthly : Not available
  • Quaterly : Swiggy vouchers every quarter on achieving a spend of Rs. 20,000.
  • Annual : Not available
No rewards on spends : Cash, Fuel spends, E-wallet loading
Rewards Redemption
How to Redeem :
  • Redeem reward Points for Gift Vouchers and Travel
Redemption options : Gift vouchers, travel bookings, mobile recharges and shopping
Redemption fee : Rs. 99+GST
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : 2 per quarter (Visa/Mastercard); 1 per quarter (RuPay)
  • International Lounge : 4 per year (Rupay)
  • Railway Lounge : Not available
Insurance Benefits :
  • Lost card liability : Up to credit limit
  • Personal accidental insurance : 2 Lakhs (RuPay)
  • Air accidental insurance : Not available
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : Not available
Golf Benefits :
  • Lessons : Not available
  • Games : Not available
Fees
Joining fees : 750
Annual fees : 750
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : Not available
Forex markup charges : 3.50%
Fee reversal criteria : Joining Fees- Spend 10,000 within first 90 days; Annual Fees- Spend Rs. 75000 in a year
Eligibility
Minimum age : 21
Minimum ITR : .4.5 Lakhs
Minimum Salary : 25,000