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Citi Premier Miles Credit Card
Annual Fees
3000
Add to Compare
Percentage Savings range
2% - 5%
Use it on Premiermiles
Reward Type
Airmiles
Welcome Benefits
10,000 Airmiles *
Minimum Income
Not Available
Lounge Access
6 domestic lounge access/quarter with MasterCard variant. 8 domestic lounge access/quarter with Visa Signature variant.
Rewards
Core Rewards :
- 4% RP 4 Miles per Rs. 100 on online and offline transactions
- 10% RP 10 Miles per Rs. 100 spent on airline transactions and on premiermiles portal
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : N/A
No rewards on spends : Utilities, Insurance, Educational Institutions, Government Institutions and toll payments.
Rewards Redemption
How to Redeem :
- Redeem Reward Points on Premiermiles portal
Redemption options : Travel, AirMiles
Redemption fee : NIL
Transfer partners :
- Singapore Airlines (KrisFlyer)
- British Airways (Avios)
- Turkish Airline (Miles&Smiles)
- Qatar Airways (Avios)
- Etihad Airways (Etihad Guest)
- Cathay Pacific (Asia Miles)
- Air India Flying Returns
Complementary Benefits
Lounge access :
- Domestic Lounge : 6 domestic lounge access/quarter with MasterCard variant. 8 domestic lounge access/quarter with Visa Signature variant.
- International Lounge : N/A
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : Up to Rs. 10Lac
- Personal accidental insurance : N/A
- Air accidental insurance : Rs. 1Cr
Other Benefits :
- Lounge Membership : N/A
- Memberships Available With Cards : N/A
- Spa Benefits : N/A
Golf Benefits :
- Lessons : N/A
- Games : N/A
Fees
Joining fees : 3000
Annual fees : 3000
Welcome Benefits : You can earn 10,000 Airmiles by making purchases of Rs. 1,000 or more within the first 2 months of receiving the credit card.
Quaterly Benefits : N/A
Annual Benefits : If you pay the annual fee, you will receive 3,000 Airmiles every year.
Forex markup charges : 3.5%
Fee reversal criteria : Not Applicable
Eligibility
Minimum age : 21
Minimum ITR : N/A
Minimum Salary : N/A
Citi Premier Miles Credit Card Welcome Benefits
- Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your Citi Premier Miles Credit Card.
- Explore premium choices in travel, clothing, footwear, and shopping.
- Your gateway to luxury and rewards begins with this exclusive welcome offer.
Citi Premier Miles Credit Card Reward Points/Cashback
The Citi Premier Miles Credit Card offers:
- Movie and dining benefits with free movie tickets and dining discounts.
- Reward rate of 2.5% on groceries, dining, movies, and department store spending.
- Redemption options for gift vouchers or statement balance.
- Complimentary travel memberships and airport lounge access.
- Golf privileges and insurance coverage.
- Core rewards of 4% on transactions, 5X points on select categories, and 2% on other spends.
- Milestone rewards on annual spending.
- No rewards on wallet transactions.
Citi Premier Miles Credit Card Reward Point Redemption
You can easily redeem your reward points with the Citi Premier Miles Credit Card:
- Redemption Options: You can use your reward points for gift vouchers and statement cash.
- Redemption Fee: There is no fee for redeeming your points.
- Transfer Partners: The card does not offer any transfer partners.
- Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.
Pros of Citi Premier Miles Credit Card
- Attractive welcome benefits worth Rs. 5,000.
- Access to domestic and international airport lounges.
- Competitive reward rates on dining, groceries, and department store expenses.
- Lucrative milestone rewards for high spenders.
- Movie ticket discounts and dining privileges.
- Insurance coverage and golf privileges.
Cons of Citi Premier Miles Credit Card
- No rewards on wallet transactions.
- Limited transfer partners for reward points.
- Annual fee after the first year.
Citi Premier Miles Credit Card Benefits
- Reward Points: Earn 4 Miles for every Rs. 100 spent on the card.
- Travel Benefits: Complimentary access to airport lounges in India and abroad.
- Insurance Coverage: Air accident insurance and lost card liability.
- Golf Privileges: Access to premium golf courses in India.
- EMI Options: Convert large purchases into easy EMIs.
Citi Premier Miles Credit Card Charges and Fee
- Annual Fee: Rs. 3,000 (waived on spending Rs. 30,000 or more in a membership year).
- Interest Rate: Standard annual interest rate of 3.25% per month.
- Over Limit Fee: Rs. 500 (waived if total payment exceeds the over limit amount by payment due date).
- Late Payment Fee: Rs. 600 (waived if total payment exceeds the minimum amount due by payment due date).