• Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your BOB Premier Credit Card.
• Explore premium choices in travel, clothing, footwear, and shopping.
• Your gateway to luxury and rewards begins with this exclusive welcome offer.

The BOB Premier Credit Card offers:

• Movie and dining benefits with free movie tickets and dining discounts.
• Reward rate of 2.5% on groceries, dining, movies, and department store spending.
• Redemption options for gift vouchers or statement balance.
• Complimentary travel memberships and airport lounge access.
• Golf privileges and insurance coverage.
• Core rewards of 4% on transactions, 5X points on select categories, and 2% on other spends.
• Milestone rewards on annual spending.
• No rewards on wallet transactions.

You can easily redeem your reward points with the BOB Premier Credit Card:

• Redemption Options: You can use your reward points for gift vouchers and statement cash.
• Redemption Fee: There is no fee for redeeming your points.
• Transfer Partners: The card does not offer any transfer partners.
• Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.

• Attractive welcome benefits worth Rs. 5,000.
• Access to domestic and international airport lounges.
• Competitive reward rates on dining, groceries, and department store expenses.
• Lucrative milestone rewards for high spenders.
• Enjoy two complimentary movie tickets each month.

• Lower reward rate compared to other premium cards.
• Average returns on spending.
• High renewal fee waiver requirement of Rs 10 lakhs.
• Relatively high renewal fee of Rs. 4,999.

• Welcome Perks: Enjoy a Rs. 5,000 Gift Voucher from top brands.
• Milestone Rewards: Earn up to 15,000 Bonus Reward Points by meeting spending milestones.
• Travel Advantages: Free lounge access, hotel discounts, and club memberships.
• Airport Lounge Access: 2 domestic and 6 international lounge visits per year.
• Movie and Dining Benefits: Complimentary/discounted movie tickets and dining offers.
• Golf Privileges: Four free golf rounds, golf lesson, and discounts (MasterCard variant).
• Concierge Service: Assistance with various services.
• Lower Foreign Markup Fee: 1.99% on foreign transactions.
• Annual Fee Waiver: Spend Rs. 10 lakhs to waive the annual fee.
• Fuel Surcharge Waiver: 1% waiver on fuel transactions between Rs. 500 and Rs. 4,000, up to Rs. 250/month.

• Joining Fee: Rs. 1,000 (Can be waived by spending Rs. 10,000 within 60 days)
• Annual Fee: Rs. 1,000 (Can be waived by spending Rs. 1,20,000 within 60 days)
• Cash Withdrawal Charges at Domestic ATMs: 2.5% (Subject to a minimum of Rs. 200)
• Cash Withdrawal Charges at International ATMs: 3% (Subject to a minimum of Rs. 250)
• Finance Charges or Interest Rate: 3.25% per month or 39% per annum
• Duplicate Bill: Rs. 25 per bill
• Cheque Return/Dis-honored Charges: Rs. 300 or 2% of the cheque amount (whichever is higher)
• Exceeding Credit Limit Charges: 1% over and above the sanctioned credit limit per month
• Card Replacement Charges: Rs. 100 per card
• Charge Slip Retrieval Charges: Rs. 250 per Charge-Slip
• Foreign Currency Transaction Fee: 3.5% of the transaction amount
• Limit Enhancement: No Fee
• De-Blocking Charges: Rs. 300
• Late Payment Charges:
  • Up to Rs. 500: NIL
  • Rs. 501 to Rs. 2,500: Rs. 300
  • Above Rs. 2,500: Rs. 500

• Q: How can I apply for the BOB Premier Credit Card?
  A: You can apply for the BOB Premier Credit Card online through the Bank of Baroda website or by visiting a Bank of Baroda branch.
• Q: What is the eligibility criteria for this card?
  A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with Bank of Baroda for the specific criteria.
• Q: Can I get my annual fee waived?
  A: Yes, the annual fee can be waived on annual spends of Rs. 10 lakhs or more.
• Q: How do I redeem reward points?
  A: You can redeem reward points for various categories such as flight or hotel bookings, shopping, products, gift vouchers, and more. Each Reward Point holds a value of Re. 0.25, making it a valuable benefit. Redemption is hassle-free, with options like cashback as a statement credit, and there are no additional redemption fees.