Core Rewards :
  • 2% RP 4 CV Points per Rs. 200 for online and offline transactions
  • Bonus Spend 2.5L & Get 1 Business Class Ticket, Spend 5L & Get Another Business Class Ticket, Spend 7.5L & Get Another Business Class Ticket, Spend 12L & Get Another Business Class Ticket
  • 5% Up to 5% cashback via Grabdeals and GiftEDGE portal
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : Spend 1.5L & Get 1 Premium Economy Class Ticket, Spend 3L & Get Another Premium Economy Ticket, Spend 4.5L & Get Another Premium Economy Ticket, Spend 8L & Get Another Premium Economy Ticket
No rewards on spends : Wallet, Fuel, EMI
Rewards Redemption
How to Redeem :
  • Redeem your point on statement credit or on GiftEDGE portal
Redemption options : CV Points
Redemption fee : Nil
Transfer partners :
  • Air Vistara (CV Points)
Complementary Benefits
Lounge access :
  • Domestic Lounge : 2 per quarter
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : N/A
  • Personal accidental insurance : N/A
  • Air accidental insurance : 2.5 Cr
Other Benefits :
  • Lounge Membership : PriorityPass - International Lounge Access
  • Memberships Available With Cards :
    • Club Vistara Silver Tier Membership
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : 3 per year
Joining fees : 2999
Annual fees : 2999
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : 1 Vistara Premium Economy Domestic ticket voucher
Forex markup charges : 3.5%
Fee reversal criteria : N/A
Minimum age : 21
Minimum ITR : 6,00,000
Minimum Salary : 50,000

Axis Vistara Signature Credit Card Welcome Benefits:

  • Welcome benefit: Receive e-vouchers worth Rs. 5,000 from select brands. Enjoy shopping, travel, fashion, and more with these versatile vouchers. Elevate your lifestyle from the moment you get your Axis Vistara Signature Credit Card.
  • Explore premium choices in travel, clothing, footwear, and shopping.
  • Your gateway to luxury and rewards begins with this exclusive welcome offer.

Axis Vistara Signature Credit Card Reward Points/Cashback:

  • The Axis Vistara Signature Credit Card offers:
  • Movie & Dining: Enjoy 25% discounts at select restaurants in India through Axis Bank's EazyDiner Program.
  • Rewards Rate: Earn 4 CV (Club Vistara) Points for every Rs. 200 spent.
  • Reward Redemption: Redeem CV Points for award flights, class upgrades, or seat reservations under the Vistara Cash + Points program (1 CV Point = Rs. 0.20).
  • Travel: Benefit from Club Vistara Silver Membership, a complimentary Premium Economy Class ticket, and free domestic airport lounge access.
  • Golf: Get 3 complimentary golf sessions at premium golf destinations.
  • Lounge Access: Enjoy 2 complimentary visits to domestic lounges every quarter.
  • Insurance Benefits: Includes purchase protection and travel document coverage.
  • Zero Liability: No liability for fraudulent transactions reported after card loss or theft.
  • Core Rewards: Earn 4 CV Points per Rs. 200, bonus Business Class tickets at spending milestones, and up to 5% cashback via Grabdeals and GiftEDGE portal.
  • Milestone Rewards: Achieve annual spending milestones for Premium Economy Class tickets.
  • Exclusions: No rewards on wallet, fuel, or EMI transactions.

Axis Vistara Signature Credit Card Reward Point Redemption:

  • Redemption Options: You can redeem your Club Vistara (CV) Points for statement credit or explore a world of gifts and rewards through the GiftEDGE portal.
  • Redemption Fee: Enjoy the flexibility of redeeming your points with no additional fees.
  • Transfer Partners: Your CV Points can be transferred directly to Air Vistara, allowing you to enhance your travel experiences with one of India's leading airlines.
  • Value: Each reward point is worth Re. 0.25 when redeemed for gift vouchers, products, or cashback.

Pros of Axis Vistara Signature Credit Card:

  • Attractive welcome benefits worth Rs. 5,000.
  • Access to domestic and international airport lounges.
  • Competitive reward rates on dining, groceries, and department store expenses.
  • Lucrative milestone rewards for high spenders.
  • Enjoy two complimentary movie tickets each month.

Cons of Axis Vistara Signature Credit Card:

  • Lower reward rate compared to other premium cards.
  • Average returns on spending.
  • High renewal fee waiver requirement of Rs 10 lakhs.
  • Relatively high renewal fee of Rs. 4,999.

Axis Vistara Signature Credit Card Benefits:

  • Welcome Perks: Enjoy a Rs. 5,000 Gift Voucher from top brands.
  • Milestone Rewards: Earn up to 15,000 Bonus Reward Points by meeting spending milestones.
  • Travel Advantages: Free lounge access, hotel discounts, and club memberships.
  • Airport Lounge Access: 2 domestic and 6 international lounge visits per year.
  • Movie and Dining Benefits: Complimentary/discounted movie tickets and dining offers.
  • Golf Privileges: Four free golf rounds, golf lesson, and discounts (MasterCard variant).
  • Concierge Service: Assistance with various services.
  • Lower Foreign Markup Fee: 1.99% on foreign transactions.
  • Annual Fee Waiver: Spend Rs. 10 lakhs to waive the annual fee.
  • Fuel Surcharge Waiver: 1% waiver on fuel transactions between Rs. 500 and Rs. 4,000, up to Rs. 250/month.

Axis Vistara Signature Credit Card Charges and Fee:

  • Joining Fee: Rs. 3,000 (+GST)
  • Annual Fee: Rs. 3,000 (+GST)
  • Late Payment Charges: Vary based on outstanding amount.
  • Rewards Redemption Fee: Nil
  • Foreign Currency Markup: 3.5%
  • Interest Rate: 3.6% per month (52.86% per annum)
  • Fuel Surcharge: 1% of transaction amount
  • Cash Advance Charges: 2.5% of withdrawn amount (min. Rs. 500)
  • Add-on Card Fee: Nil
  • Quarterly Benefits: N/A
  • Annual Benefits: 1 Vistara Premium Economy Domestic ticket voucher
  • Fee Reversal Criteria: N/A

Frequently Asked Questions:

  • Q: How can I apply for the Axis Vistara Signature Credit Card?
    A: You can apply for the Axis Vistara Signature Credit Card online through the Axis Bank website or by visiting an Axis Bank branch.
  • Q: What is the eligibility criteria for this card?
    A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with Axis Bank for the specific criteria.
  • Q: Can I get my annual fee waived?
    A: Unfortunately, there is no fee waiver for the annual fee.
  • Q: How do I redeem reward points?
    A: You can redeem reward points for a variety of rewards including statement credit, gift vouchers, and more. Axis Bank provides a simple and convenient redemption process for cardholders.