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Axis Select Credit Card
Annual Fees
3000
Add to Compare
Percentage Savings range
1%
Use this for 2X EDGE Points on Shopping Spends
Reward Type
Reward Points
Welcome Benefits
Rs. 2000 Voucher *
Minimum Income
9,00,000
Lounge Access
2 per quarter
Rewards
Core Rewards :
- 5% RP 10 EDGE Points for every Rs. 200 spent
- 2X 2X EDGE Points on Shopping Spends.
- Bonus Get 5000 Edge Reward Points annually by spending Rs. 3L and Priority Pass membership renewal.
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : You can earn 5000 Edge RP upon spending Rs. 3L in a year, and also get the renewal of Priority Pass membership.
No rewards on spends : Fuel, Rent, Wallet
Rewards Redemption
How to Redeem :
- Redeem on Airmiles and Vouchers
Redemption options : GV, Products, Airmile, Hotel Loyalty Program
Redemption fee : Nil
Transfer partners :
- United MileagePlus
- Singapore Airlines (KrisFlyer)
- British Airways (Avios)
- Air Vistara (CV Points)
- Turkish Airline (Miles&Smiles)
- Marriott Bonvoy
- Club ITC (Green Points)
- SpiceJet (SpiceClub Points)
- Qatar Airways (Avios)
- IHG (IHG Rewards)
- Ethiopian Airlines (ShebaMiles)
- Etihad Airways (Etihad Guest)
- Air France-KLM (Flying Blue)
- Air Asia (Airasia Reward)
Complementary Benefits
Lounge access :
- Domestic Lounge : 2 per quarter
- International Lounge : 6 per quarter
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : N/A
- Personal accidental insurance : N/A
- Air accidental insurance : 2.5 Cr
Other Benefits :
- Lounge Membership : PriorityPass - International Lounge Access
- Memberships Available With Cards : N/A
- Spa Benefits : N/A
Golf Benefits :
- Lessons : N/A
- Games : 6 per year, additional 3 after spending 6L in a year
Fees
Joining fees : 3000
Annual fees : 3000
Welcome Benefits : Amazon GV worth Rs. 2000 after first transaction within 90 days
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : Spend Rs. 6 lakhs in a year. Burgundy Account holders get Axis Select Card without any charges.
Eligibility
Minimum age : 18
Minimum ITR : 9,00,000
Minimum Salary : 75,000
Axis Select Credit Card Welcome Benefits
- Welcome benefit: Receive 10,000 EDGE REWARD POINTS on your first transaction of Rs. 2000.
- Get a Rs. 2000 voucher to enjoy convenience and savings from the start.
- Axis Select Credit Card Reward Points/Cashback:
Axis Select Credit Card Reward Points/Cashback
- Core Rewards: Earn 10 EDGE Points for every Rs. 200 spent, with 2X points on shopping. Get an annual bonus of 5000 Edge Reward Points and Priority Pass membership renewal by spending Rs. 3 lakhs.
- Milestone Rewards: Achieve an annual spending milestone of Rs. 3 lakhs to earn 5000 Edge Reward Points and renew Priority Pass membership.
- Movie & Dining: Enjoy discounts on movie tickets and Swiggy orders.
- Rewards Rate: Earn 20 EDGE Points per Rs. 200 up to cumulative monthly spends of Rs. 20,000, and 10 EDGE Points per Rs. 200 thereafter.
- Reward Redemption: Redeem EDGE Points on the EDGE Rewards portal for travel, shopping vouchers, and products (1 EDGE Point = Rs. 0.20).
- Travel: Complimentary Priority Pass membership with lounge access.
- Golf: 6 complimentary golf rounds annually, with 3 additional rounds on spending Rs. 3 lakhs.
- Lounge Access: Enjoy 8 domestic and 6 international lounge visits every year with Priority Pass membership.
- Insurance Benefits: Coverage for lost/delayed baggage, purchase protection, and loss of travel documents.
- Zero Liability Protection: No liability for fraudulent transactions upon timely card loss reporting.
Axis Select Credit Card Reward Point Redemption
- Options: Redeem points for gift vouchers, products, airmiles, and hotel loyalty programs.
- Fee: No additional redemption fees.
- Transfer Partners: Convert points to 19 airline and hotel partners, including United, Singapore Airlines, British Airways, and more, at a 5:1 ratio.
- Limits: Annual conversion limit of 5,00,000 reward points per Customer ID.
- Linking Partners: You can link one Customer ID to a loyalty program at a time.
- Update Waiting Period: Wait 60 days to update your partner program Customer ID.
Pros of Axis Select Credit Card
- Savings on Dining: Enjoy Rs. 200 off on Swiggy orders twice a month, making dining at home or work even more delightful and budget-friendly.
- Complimentary Priority Pass Membership: Gain access to a world of luxury travel with a complimentary Priority Pass membership. Enjoy access to premium airport lounges, making your travel experiences more comfortable and relaxing.
Cons of Axis Select Credit Card
- No Reward Points on Fuel Transactions: One drawback of this card is that it does not provide reward points on fuel transactions. If you frequently use your credit card for fuel expenses, you may miss out on earning rewards.
- High Joining Fee: The Axis Select Credit Card comes with a relatively high joining fee of Rs. 3000, along with applicable taxes. This initial cost may deter some potential cardholders who are looking for more cost-effective options.
Axis Select Credit Card Benefits
- Welcome Bonus: Receive 10,000 EDGE REWARD POINTS on your first transaction within 30 days of issuance.
- Milestone Rewards: Earn 5,000 bonus EDGE Points on annual spending of Rs. 3 lakh and enjoy an annual fee waiver on spending Rs. 6 lakh.
- Travel Perks: Enjoy complimentary international and domestic airport lounge access with Priority Pass membership.
- Dining Delights: Get up to a 20% discount at partner restaurants and save 40% on Swiggy orders twice a month.
- Movie Magic: Avail of a buy-one-get-one offer on movie tickets at BookMyShow.
- Golf Enjoyment: Receive six complimentary golf rounds annually, with three more on spending Rs. 3 lakh or more.
- Insurance Coverage: Stay protected with purchase protection and travel document coverage.
- Fuel Savings: Enjoy a 1% waiver on fuel surcharge for transactions between Rs. 400 and Rs. 4,000.
- Additional Perks: Get Amazon coupons, earn 10 EDGE Points for every Rs. 200 spent, and enjoy various discounts and offers.
Axis Select Credit Card Charges and Fee
- Joining Fee: Rs. 3,000
- Annual Fee: Rs. 3,000
- Welcome Benefit: Rs. 2,000 Amazon Gift Voucher on the first transaction within 90 days.
- Fee Waiver: Annual fee waived on spending Rs. 6 lakhs in a year or for Axis Bank Burgundy Account holders.
- Foreign Currency Markup: 3.5%
- Interest Rate: 3.6% per month (52.86% annually)
- Fuel Surcharge: 1% waiver on fuel surcharge for transactions between Rs. 400 and Rs. 4,000.
- Cash Advance Charges: 2.5% of the amount withdrawn (min. Rs. 500)
- Add-on Card Fee: Nil
- Renewal Fee Waiver: Achieve an annual spend of Rs. 6 lakhs to waive the renewal fee.
- Rewards Redemption: No redemption fee for rewards.
Frequently Asked Questions
- Q: How can I apply for the Axis Select Credit Card?
A: You can apply for the Axis Select Credit Card online through the Axis Bank website or by visiting an Axis Bank branch. - Q: What is the eligibility criteria for this card?
A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with Axis Bank for the specific criteria. - Q: Can I get my annual fee waived?
A: Yes, the annual fee can be waived on annual spends of Rs. 6 lakhs or more. - Q: How do I redeem reward points?
A: You can redeem EDGE Points on the EDGE Rewards portal for travel, shopping vouchers, and products (1 EDGE Point = Rs. 0.20). There is no fee for redeeming your points.
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