Core Rewards :
  • 7.5% Earn 15 EDGE points per Rs. 200 spent
  • 40X RP Earn upto 40X EDGE Points via Grabdeals & Giftedge portal, 2X EDGE Points on all foreign transactions
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : N/A
No rewards on spends : Fuel, Wallet, EMI
Rewards Redemption
How to Redeem :
  • You can redeem the Airmiles for Flight tickets and Hotel stays on various Transfer Partners
Redemption options : Airmiles, Hotel Loyalty Program Points Transfer, Gift Voucher, Travel Booking
Redemption fee : Nil
Transfer partners :
  • United MileagePlus
  • Singapore Airlines (KrisFlyer)
  • Air Vistara (CV Points)
  • Turkish Airline (Miles&Smiles)
  • Marriott Bonvoy
  • Club ITC (Green Points)
  • SpiceJet (SpiceClub Points)
  • Qatar Airways (Avios)
  • IHG (IHG Rewards)
  • Ethiopian Airlines (ShebaMiles)
  • Etihad Airways (Etihad Guest)
  • Air France-KLM (Flying Blue)
  • Air Asia (Airasia Reward)
Complementary Benefits
Lounge access :
  • Domestic Lounge : Unlimited
  • International Lounge : Unlimited
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : Upto Credit Limit
  • Personal accidental insurance : N/A
  • Air accidental insurance : 4,50,00,000
Other Benefits :
  • Lounge Membership : PriorityPass - Worldwide Lounge Access
  • Memberships Available With Cards :
    • Accor Plus Silver
    • ITC Culinaire
    • Club Marriott
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : 50 Per Calendar Year
  • Games : 50 Per Calendar Year
Joining fees : 50000
Annual fees : 50000
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : 50,000 EDGE Points
Forex markup charges : 1.50%
Fee reversal criteria : Spend 25,00,000 In a year
Minimum age : 21
Minimum ITR : 3600000
Minimum Salary : 300000 Per Month

Axis Reserve Credit Card Welcome Benefits:

  • Welcome benefit: Receive 50,000 EDGE Reward Points as a welcome benefit with the Axis Reserve Credit Card.
  • Explore premium choices in travel, clothing, footwear, and shopping.
  • Your gateway to luxury and rewards begins with this exclusive welcome offer.

Axis Reserve Credit Card Reward Points/Cashback:

The Axis Reserve Credit Card offers:

  • Movie and dining discounts.
  • High rewards rate with EDGE Reward Points.
  • Versatile reward redemption options.
  • Extensive travel perks, lounge access, and memberships.
  • Generous golf privileges.
  • Comprehensive insurance coverage.
  • Zero liability protection.

Axis Reserve Credit Card Reward Point Redemption:

Axis Reserve Credit Card offers flexible redemption options with EDGE Reward Points, including Airmiles, Hotel Loyalty Program Points Transfer, Gift Vouchers, and Travel Booking. There's no redemption fee, and you can transfer your points to various partner programs like United MileagePlus, Singapore Airlines, Air Vistara, and more. Each EDGE Reward Point is worth Rs. 0.20, making it a rewarding choice for both domestic and international spending. Please note that terms and conditions, including annual point caps, apply to the Miles Transfer program.

Pros of Axis Reserve Credit Card:

  • Generous Golf Privileges: Cardholders enjoy the privilege of over 50 complimentary golf rounds annually at some of India's most prestigious golf courses. This feature is especially appealing to golf enthusiasts.
  • Extensive Lounge Access: This premium card offers unlimited access to both domestic and international airport lounges. Whether you're traveling for business or leisure, you can relax in luxury and comfort before your flight.

Cons of Axis Reserve Credit Card:

  • High Joining Fee: The card comes with a significant joining fee of Rs 50,000. This upfront cost may not be affordable or justifiable for everyone, as it caters to a more premium segment of cardholders.

Axis Reserve Credit Card Benefits:

  • Welcome and Renewal Benefits:
    • 50,000 EDGE Reward Points on card activation and every year upon renewal.
  • Travel Benefits:
    • Complimentary Airport Concierge Service with 8 VIP assistance services.
    • 4 complimentary luxury airport pick-ups/drop-offs annually.
    • Unlimited complimentary domestic airport lounge access.
    • Unlimited airport lounge access at select international airports with Priority Pass membership.
    • Complimentary Club ITC Culinaire Membership.
    • Complimentary Accorplus Membership.
    • Handcrafted Club Marriott Asia Pacific membership.
    • Exclusive offers at Oberoi hotels and resorts.
    • Benefits at Postcard Hotels.
    • Luxury Airport Transfers arranged by the card issuer.
  • Movies and Dining Benefits:
    • Buy One Get One offer on BookMyShow (max benefit of Rs. 500 on movie ticket bookings and Rs. 1,000 on non-movie ticket bookings).
    • Complimentary Eazydiner Prime membership with up to 25% off at premium restaurants.
    • Up to 20% discount at over 4,000 partner restaurants under Axis Bank’s Dining Delights program.
    • Curated experiences at
  • Golf Benefit:
    • 50 complimentary rounds of golf every year at premium golf destinations in India.
  • Health and Medical Benefits:
    • Complimentary health and wellness coaching session and 25% discount on coaching plans from Weljii.
    • Referral-based service for a second medical opinion from international specialists.
    • Discounts on health packages and pathology tests at Dr. Pathlabs and Metropolis.
    • Global medical assistance worldwide with Axis Bank’s concierge service.
  • Insurance Benefits:
    • Lost card liability coverage up to the credit limit.
    • Air accidental insurance coverage of Rs. 4.5 crores.
  • Lounge Access:
    • Unlimited access to domestic and international airport lounges with Priority Pass membership.
  • Memberships Available With Cards:
    • Accor Plus Silver
    • ITC Culinaire
    • Club Marriott

Axis Reserve Credit Card Charges and Fee:

  • Joining Fee: Rs. 50,000
  • Annual Charges: Rs. 50,000
  • Interest Rate: 34.49% p.a.
  • Late Payment Charges:
    • Nil for amounts less than Rs. 500.
    • Rs. 500 for amounts ranging from Rs. 501 to Rs. 5,000.
    • Rs. 750 for amounts ranging from Rs. 5,001 to Rs. 10,000.
    • Rs. 1,200 for amounts greater than Rs. 10,000.
    • Foreign Currency Markup: 1.5% of the transaction amount
  • Fuel Surcharge: 1% fuel surcharge is waived off at all fuel stations across India for transactions between Rs. 400 and Rs. 4,000, with a maximum waiver capped at Rs. 400 per month.
  • Cash Advance Charges: Nil
  • Add-on Card Fee: Nil
  • Spend-Based Waiver: The renewal fee is waived off on a minimum expenditure of Rs. 35 lakhs in the preceding 12 months.
  • Rewards Redemption Fee: Nil
  • Forex Markup Charges: 1.50%
  • Fee Reversal Criteria: To have the joining fee reversed, you must spend Rs. 25,00,000 in a year.

Frequently Asked Questions:

  • Q: How can I apply for the Axis Reserve Credit Card?
    A: You can apply for the Axis Reserve Credit Card by visiting the Axis Bank website or contacting Axis Bank directly.
  • Q: What is the eligibility criteria for this card?
    A: Eligibility criteria typically include a minimum income requirement and credit score. Axis Bank will provide specific eligibility details.
  • Q: Is there a rewards program for this card?
    A: Yes, the Axis Reserve Credit Card offers an EDGE Rewards program, allowing cardholders to earn and redeem rewards on their spending.
  • Q: Are there any discounts on dining and entertainment?
    A: Yes, the card offers discounts on dining, including the Dining Delights program, as well as benefits for moviegoers.
  • Q: What are the annual fees for this card?
    A: The Axis Reserve Credit Card comes with an annual fee of Rs. 50,000.