• For Regular Customers: You receive 12,500 EDGE Reward Points, which can be redeemed for two multi-brand vouchers worth Rs. 5,000 (Rs. 2,500 each). This welcome benefit is triggered upon payment of the joining fee.
• For Priority Banking Customers: You receive 6,250 EDGE Reward Points, redeemable for a multi-brand voucher worth Rs. 2,500. This benefit is also provided upon payment of the joining fee.

The Axis Privilege Credit Card offers the following reward points and cashback benefits:

Movie & Dining:

• Enjoy up to a 20% discount while dining at over 4,000 partnered restaurants.

Rewards Rate:

• Earn 10 EDGE Points for every Rs. 200 spent using this credit card.

Reward Redemption:

• Redeem your earned EDGE Points, where 1 EDGE Point is equivalent to Rs. 0.20, for a variety of products and vouchers.

Travel:

• Gain complimentary access to domestic lounges every year, enhancing your travel experience.

Golf:

• This card does not offer golf-related benefits.

Domestic Lounge Access:

• Enjoy 2 complimentary visits to domestic lounges every quarter, adding comfort to your travel.

International Lounge Access:

• International lounge access is not available with this card.

Insurance Benefits:

• Benefit from insurance coverage for air accidents, lost/delayed baggage, lost travel documents, and purchase protection, providing added security.

Zero Liability Protection:

• Rest assured with zero liability protection in case of fraudulent transactions when you report the loss or theft of the card to the bank.

Core Rewards:

• Earn 10 Edge Reward Points per Rs. 200 spent, both online and offline, giving you rewards for your expenditures.

Please note that this card does not offer rewards on spends related to wallets, fuel, rent, or insurance.

You can easily redeem your EDGE Reward Points from the Axis Privilege Credit Card for various benefits, including gift vouchers and loyalty program points transfer. There are no redemption fees, and you can choose from a wide range of transfer partners and options. The conversion rate for EDGE Reward Points is 1 point = Rs. 0.20, but it may vary if you redeem them for travel or shopping vouchers.

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Cons of Axis Privilege Credit Card:

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• Welcome Benefits: Receive 12,500 EDGE Reward Points, redeemable for multi-brand vouchers worth Rs. 5,000. Eligible after making three transactions within the first 60 days.
• Milestone Benefits: Spend Rs. 2.5 lakhs annually and convert EDGE Reward Points into shopping/travel vouchers at double their value.
• Travel Benefits: Enjoy two complimentary visits to domestic lounges each calendar quarter.
• Dining Benefits: Get up to a 20% discount at over 4,000 partner restaurants through the Axis Bank Dining Delights program.
• Insurance Benefits: Includes coverage for lost card liability, personal accidental insurance, and air accidental insurance.
• Fuel Surcharge Waiver: Receive a 1% fuel surcharge waiver.
• Renewal Fee Waiver: Renewal fee waived based on your annual spending.
• Additional EDGE Points: Earn 3,000 EDGE Points when renewing your card.

• Joining Fees: Rs. 1,500
• Annual Charges: Rs. 1,500
• Interest Rate: 49.36% per annum

Additional details include:

• Welcome Benefits: Receive either 12,500 EDGE Reward Points by paying the joining fee (approximately Rs. 5,000 value) or 6,250 EDGE Reward Points if you're a Priority Banking customer with no joining fee (approximately Rs. 2,500 value).
• Renewal Benefit: Get 3,000 EDGE Reward Points (approximately Rs. 1,200 value) if the annual fee is charged.
• Annual Fee Waiver: The annual fee is waived on spending Rs. 2.5 lakhs in a membership year.

Other charges and features of the Axis Privilege Credit Card include:

• Spend-Based Waiver: Renewal fee waived on spending Rs. 2.5 lakhs in the anniversary year.
• Rewards Redemption Fee: Nil
• Foreign Currency Markup: 3.5% on all international transactions
• Fuel Surcharge: Enjoy a 1% waiver at all fuel stations on transactions between Rs. 400 and Rs. 4,000.
• Cash Advance Charges: Rs. 500 or 2.5% of the amount withdrawn, whichever is higher.
• Add-on Card Fee: Nil
• Late Payment Charges: Nil for amounts less than Rs. 500, Rs. 500 for amounts ranging from Rs. 501 to Rs. 5,000, Rs. 750 for amounts ranging from Rs. 5,001 to Rs. 10,000, and Rs. 1,200 for amounts greater than Rs. 10,000.

This card offers a range of benefits, including rewards, travel perks, and dining discounts, making it suitable for those seeking a value-packed credit card with an annual fee waiver option.

• Q: How can I apply for the Axis Privilege Credit Card?
  A: You can apply for the Axis Privilege Credit Card by visiting the official Axis Bank website or by visiting a local Axis Bank branch. The application process typically involves filling out an application form, providing the necessary documents, and meeting the eligibility criteria set by Axis Bank.
• Q: What is the eligibility criteria for the Axis Privilege Credit Card?
  A: The eligibility criteria for the Axis Privilege Credit Card may include factors such as age, income, credit score, and other requirements set by Axis Bank. To know the specific eligibility criteria and documentation required, it is advisable to visit the Axis Bank website or contact Axis Bank directly.
• Q: What are the welcome benefits of the Axis Privilege Credit Card?
  A: The Axis Privilege Credit Card offers welcome benefits to both regular and Priority Banking customers. Regular customers receive 12,500 EDGE Reward Points, which can be redeemed for two multi-brand vouchers worth Rs. 5,000 (Rs. 2,500 each). Priority Banking customers receive 6,250 EDGE Reward Points, redeemable for a multi-brand voucher worth Rs. 2,500. These welcome benefits are granted when you make your first transaction within 30 days of card setup.
• Q: What are the core rewards of the Axis Privilege Credit Card?
  A: The Axis Privilege Credit Card offers core rewards where you can earn 10 EDGE Reward Points for every Rs. 200 spent using the credit card. These rewards can be earned for both online and offline transactions, providing you with rewards for your expenditures.
• Q: Does the Axis Privilege Credit Card offer rewards on all types of spends?
  A: No, the Axis Privilege Credit Card does not offer rewards on spends related to wallets, fuel, rent, or insurance. Rewards are typically earned on eligible retail transactions, and the specific terms and conditions may vary, so it's advisable to check with Axis Bank for the most up-to-date information on rewards and eligible spends.