Core Rewards :
  • 2% RP Earn 4 EDGE Points per Rs. 200 spent.
  • Bonus Get an yearly SonyLiv membership on spending at least Rs. 1.5 lakhs in a year.
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : Get an yearly SonyLiv membership on spending at least Rs. 1.5 lakhs in a year.
No rewards on spends : Movies, Fuel, Rent and EMI transactions.
Rewards Redemption
How to Redeem :
  • You can Redeem points for Gift vouchers
Redemption options : Gift Vouchers and Merchandise.
Redemption fee : Nil
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : 1 per Quarter
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : N/A
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Joining fees : 500
Annual fees : 500
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.5%
Fee reversal criteria : Not Available, Axis bank offers lifetime free myzone credit card in maximum cases
Minimum age : 18
Minimum ITR : 3,60,000
Minimum Salary : 15,000

Axis MY ZONE Credit Card Welcome Benefits:

Certainly! The welcome benefit for the Axis MY ZONE Credit Card includes a free SonyLiv annual subscription worth Rs. 999.

Axis MY ZONE Credit Card Reward Points/Cashback:

The Axis MY ZONE Credit Card offers:

  • 4 EDGE Points for every Rs. 200 spent
  • BOGO movie tickets via Paytm Movies
  • Dining discounts
  • Swiggy food delivery savings
  • Complimentary domestic airport lounge access
  • Zero Liability Protection

Axis MY ZONE Credit Card Reward Point Redemption:

You can easily redeem your EDGE Points earned with the Axis MY ZONE Credit Card in the following ways:

  • Gift Vouchers: You have the option to redeem your points for various gift vouchers.
  • Merchandise: You can also use your EDGE Points to purchase products from the Axis Bank EDGE Rewards Portal.

There is no redemption fee, and the conversion rate is 1 EDGE Point = Rs. 0.20, making it a convenient way to get rewarded for your card spending.

Pros of Axis MY ZONE Credit Card

The Axis MY ZONE Credit Card comes with several advantages that cater to specific preferences and lifestyles:

  • Movie Enthusiast's Delight: If you're a cinephile, this card offers fantastic one-plus-one deals on movie ticket bookings through Paytm Movies. Enjoy your favorite films with a friend without breaking the bank.
  • Savings on Dining: Craving your favorite meals? With the Axis Bank My Zone Credit Card, you can benefit from enticing discounts on Swiggy orders. Simply use the coupon code "Axis 120" to enjoy this exclusive offer. It's a great way to satisfy your culinary cravings while saving money.

Cons of Axis MY ZONE Credit Card

One of the drawbacks of the Axis MY ZONE Credit Card is its limited domestic lounge access, providing only one complimentary visit per quarter.

Axis MY ZONE Credit Card Benefits:

The Axis MY ZONE Credit Card offers several benefits to its cardholders:

  • Welcome Benefits: Cardholders receive a complimentary annual premium membership of SonyLiv worth Rs. 999 as a welcome benefit. To be eligible, the first transaction must be made within 30 days of card issuance, and the voucher code will be sent via SMS within 45 days.
  • Reward Points: Cardholders earn 4 EDGE Points for every Rs. 200 spent with the card, excluding transactions related to movies, fuel, wallet reloads, insurance, education, government-related expenses, and EMI transactions. These points can be redeemed for shopping/travel vouchers or product purchases on the Axis Bank EDGE Rewards Portal, with 1 EDGE Point equal to Rs. 0.20.

Milestone Benefit: The complimentary SonyLiv membership is renewed every year upon spending a minimum of Rs. 1.5 lakhs in an anniversary year. Cardholders will receive the voucher code within 60 days after the payment of the annual fee.

Travel Benefits: Cardholders can access a domestic airport lounge once per quarter at popular Indian airports using the MasterCard/Visa program.

  • Movie and Dining Benefits:
    • Buy One Get One offer on movie tickets on Paytm Movies, with up to 100% discount on the second movie ticket (max benefit of Rs. 200 per month per customer). The coupon code "AXIS200" must be used to avail of this offer.
    • Rs. 120 off on Swiggy orders of a minimum of Rs. 500, which can be availed twice a month (not valid at Haldiram’s restaurants pan India).
    • 15% off up to Rs. 500 on a minimum order of Rs. 1500 via the EazyDiner program, twice per month.
  • Other Benefits:
    • Get up to Rs. 1000 off on AJIO on minimum spends of Rs. 2999, using the coupon code ‘AJIOAXISMZ‘ to avail the offer.
    • 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 400 and Rs. 4,000, with a maximum waiver capped at Rs. 400 per statement cycle.
    • Please note that the card has a joining fee of Rs. 500, an annual fee of Rs. 500, and an interest rate of 52.86% per annum. Late payment charges apply based on the outstanding amount.

Axis MY ZONE Credit Card Charges and Fee:

The Axis MY ZONE Credit Card has the following fee structure:

  • Joining Fee: Rs. 500 + GST
  • Annual Fee: Rs. 500 + GST
  • Welcome Benefit: Complimentary SonyLiv Premium Annual Subscription on the first spend within 30 days
  • Joining Fee Waiver: Not applicable
  • Annual Fee Waiver: Not applicable

It's worth noting that Axis Bank may offer lifetime free MY ZONE Credit Cards in some cases, but this is subject to specific terms and conditions.