Core Rewards :
  • 5% 5% Cashback on Flipkart & Myntra
  • 4% 4% Cashback on preferred partners (Cleartrip,, PVR, Swiggy, Tata Play, Uber)
  • 1.5% 1.5% Cashback on all other transactions
Milestone Rewards :
  • Monthly : N/A
  • Quaterly : N/A
  • Annual : N/A
No rewards on spends : Fuel, Rent, Wallet, Gold/jewellery, EMI
Rewards Redemption
How to Redeem :
  • Cashback in form of Statement Credit
Redemption options : Statement Credit
Redemption fee : Nil
Transfer partners : N/A
Complementary Benefits
Lounge access :
  • Domestic Lounge : 4 per year
  • International Lounge : N/A
  • Railway Lounge : N/A
Insurance Benefits :
  • Lost card liability : N/A
  • Personal accidental insurance : N/A
  • Air accidental insurance : N/A
Other Benefits :
  • Lounge Membership : N/A
  • Memberships Available With Cards : N/A
  • Spa Benefits : N/A
Golf Benefits :
  • Lessons : N/A
  • Games : N/A
Joining fees : 500
Annual fees : 500
Welcome Benefits : N/A
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.50%
Fee reversal criteria : Spend 2 Lakhs in a year
Minimum age : 18
Minimum ITR : 4.5 Lakhs
Minimum Salary : 25,000

Axis Flipkart Credit Card Welcome Benefits:

Upon card issuance, you'll enjoy introductory benefits worth Rs. 1,100. This includes an immediate Rs. 1,100 welcome bonus, adding extra value to your credit card experience.

Axis Flipkart Credit Card Reward Points/Cashback:

  • Movie & Dining: Up to 20% off at partner restaurants with Dining Delights and 4% cashback on PVR cinemas.
  • Rewards Rate: 5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR,, and 1.5% cashback on Myntra and other spends.
  • Travel: 4 complimentary domestic lounge visits per year and 4% cashback on Uber rides.
  • Zero Liability Protection: Cardmembers are not liable for unauthorized spends if the loss of the card is reported within 3 days.
  • No rewards on spends: Fuel, Rent, Wallet, Gold/jewelry, EMI transactions.

Axis Flipkart Credit Card Reward Point Redemption:


Pros of Axis Flipkart Credit Card:

  • Unlimited Cashback: Earn unlimited cashback on your spending.
  • Dining Discounts: Get up to 15% off at partner restaurants with Axis Bank Dining Delights.
  • 5% Cashback on Flipkart: Enjoy a 5% cashback on Flipkart purchases with no cap.
  • Minimum 1.5% Cashback: Earn a minimum of 1.5% cashback on all transactions.
  • Airport Lounge Access: Access airport lounges in major cities for added comfort during travel.

Cons of Axis Flipkart Credit Card:

  • Limited lounge access (domestic only).
  • No insurance coverage.
  • No cashback for wallet and fuel transactions.
  • Lounge access limited to major metro cities.

Axis Flipkart Credit Card Benefits:

  • Welcome Bonus: Rs. 1,100 on card issuance, Rs. 500 Flipkart vouchers, 15% cashback on first Myntra purchase, and 50% discount on first Swiggy order (up to Rs. 100).
  • Dining: Up to 20% off at partner restaurants.
  • Movies: 4% cashback on PVR tickets.
  • Travel: 4 domestic lounge access visits, 4% cashback on Uber.
  • Fuel: 1% fuel surcharge waiver (up to Rs. 400/month).
  • Cashback: 5% on Flipkart and Myntra, 4% on preferred partners, 1.5% on other purchases (excluding specific transactions).

Axis Flipkart Credit Card Charges and Fee:

  • Joining Fee: Rs. 500
  • Annual Fee: Rs. 500
  • Foreign Currency Markup: 3.5%
  • Interest Rate: 3.65% per month (52.86% annually)
  • Fuel Surcharge: 1% waiver for fuel purchases between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400/month).
  • Cash Advance Charges: 2.5% (Min. Rs. 500) of the withdrawn amount.
  • Add-on Card Fee: Nil
  • Spend-Based Waiver: Renewal fee waived upon achieving a minimum annual spend of Rs. 2 lakhs.
  • Rewards Redemption Fee: Not applicable.

Frequently Asked Questions:

  • Q: How can I apply for the Axis Flipkart Credit Card?
    A: You can apply for the Axis Flipkart Credit Card online through the Axis Bank website or by visiting an Axis Bank branch.
  • Q: What is the eligibility criteria for this card?
    A: Eligibility criteria typically include a minimum age, income requirement, and credit score. Check with Axis Bank for the specific criteria.
  • Q: Can I get my annual fee waived?
    A: The annual fee can be waived upon achieving a minimum annual spend of Rs. 2 lakhs.
  • Q: How do I redeem reward points?
    A: Axis Bank provides various options for redeeming reward points, including vouchers, merchandise, and more. You can redeem them through the Axis Bank rewards portal.