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American Express SmartEarn Credit Card
Annual Fees
495
Add to Compare
Percentage Savings range
4%
Maximize 5X and 10X partner usage.
Reward Type
Reward Points
Welcome Benefits
500 Cashback *
Minimum Income
Rs. 6,00,000
Lounge Access
Not Available
Rewards
Core Rewards :
- 5X MR points on Paytm Wallet, Swiggy, BookMyShow, PVR, Myntra, Jabong, Grofers, Big Bazaar and many more
- 10X MR points on Amazon, Flipkart and Uber
- 2% MR point per Rs. 50 spent online and offline
- Bonus You can receive vouchers worth Rs. 500 for every spend milestone you reach in a card membership year. The spend milestones are at Rs. 1.20 lacs, Rs. 1.80 lacs, and Rs. 2.40 lacs.
Milestone Rewards :
- Monthly : N/A
- Quaterly : N/A
- Annual : You can receive vouchers worth Rs. 500 for every spend milestone you reach in a card membership year. The spend milestones are at Rs. 1.20 lacs, Rs. 1.80 lacs, and Rs. 2.40 lacs.
No rewards on spends : Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at POS.
Rewards Redemption
How to Redeem :
- Airmiles, Hotel Points, and Statement Credit are the available options for reward redemption.
Redemption options : Airmiles, Hotel Points, Statement Credit
Redemption fee : NIL
Transfer partners :
- Intermiles
- Singapore Airlines (KrisFlyer)
- British Airways (Avios)
- Air Vistara (CV Points)
- Marriott Bonvoy
- Qatar Airways (Avios)
- Etihad Airways (Etihad Guest)
- Cathay Pacific (Asia Miles)
- Emirates (Emirates Skywards)
- Finnair (Finnair Plus)
- Virgin Atlantic (Virgin Points)
Complementary Benefits
Lounge access :
- Domestic Lounge : N/A
- International Lounge : N/A
- Railway Lounge : N/A
Insurance Benefits :
- Lost card liability : Upto Credit Limit
- Personal accidental insurance : N/A
- Air accidental insurance : N/A
Other Benefits :
- Lounge Membership : N/A
- Memberships Available With Cards : N/A
- Spa Benefits : N/A
Golf Benefits :
- Lessons : N/A
- Games : N/A
Fees
Joining fees : 495
Annual fees : 495
Welcome Benefits : Earn a welcome benefit of Rs. 500 cashback by spending Rs. 10,000 or more within the first 90 days.
Quaterly Benefits : N/A
Annual Benefits : N/A
Forex markup charges : 3.50%
Fee reversal criteria : Spend Rs. 40,000 in a year
Eligibility
Minimum age : 18
Minimum ITR : Rs. 6,00,000
Minimum Salary : Rs. 37500
About Us
- Technical info
- Credit Cards 101
Contact
hello@joinsimplyfi.com
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